Lending Capital Manager

AwanTunai; Daerah Khusus Ibukota Jakarta; On-site; USD 30,000 - 70,000; Full time

Job summary

An innovative fintech company is seeking a Lending Capital Manager to oversee the growth of its loan book and manage relationships with banks and institutional lenders. This role is pivotal in ensuring smooth capital operations and compliance with funding strategies. The ideal candidate will have a strong background in corporate banking and credit risk management, coupled with excellent communication and analytical skills. Join a dynamic team dedicated to transforming the offline FMCG supply chain in Indonesia, where your contributions will directly impact the financial landscape and foster growth in a fast-paced environment.

Qualifications

• 4+ years of experience in corporate banking, credit, risk management, or funding roles.
• Fluency in English and Bahasa Indonesia is required.

Responsibilities

• Manage the Lending Capital function, ensuring compliance with covenants.
• Develop and implement a liquidity strategy to mitigate disruptions.

Skills

Analytical Skills

Communication Skills

Coordination Skills

Presentation Skills

Education

Bachelor's degree in finance, accounting, or business-related field

Master's degree

Tools

Spreadsheet Analysis

Job description

Company Overview

AwanTunai is the leading vertical fintech player digitizing the offline FMCG supply chain in Indonesia. We solve for both operational and financing pain points through ERP software and integrated embedded financing for offline suppliers. Our traditional suppliers have aggregate annual sales of over $3bn+ and our embedded financing is on track to reach the annualized $1bn milestone next quarter. We have been growing revenues at an average 30% QoQ with 0.2% credit loss rates over the pandemic period across hundreds of traditional suppliers.

Our financial impact has won accolades from the UNCDF, Monetary Authority of Singapore, and with the IFC (World Bank Group) as a major shareholder. Management and our impact focused shareholders are committed to building a world class team regardless of diversity or location.

Our fraud management has won the trust of global banking groups (MUFG, OCBC), the largest local institutions (Bank BRI, Bank Mandiri), as well as global insurers (AA rated Munich Re) who protect our loan assets against credit default.

Role

AwanTunai is looking for a Lending Capital Manager who will be responsible for managing the growth of our loan book by managing relationships with banks and institutional lenders, monitoring funding facilities, and ensuring smooth capital operations.

Responsibilities

• Manage the Lending Capital (Funding) function, including monitoring existing facilities, ensuring compliance with covenants, and supporting funding strategy execution.

• Assist in expanding existing funding facilities and developing new institutional relationships, with a preference for local banks.

• Support the negotiation and re-negotiation of covenants to enhance operational flexibility.

• Understand AwanTunai’s loan portfolio, risk management methodologies, and operational framework to effectively communicate with partner institutions.

• Develop and implement a liquidity strategy to mitigate potential disruptions in fund availability.

• Work closely with Sales and Risk teams to align funding strategies with business operations.

Requirements

• Bachelor’s degree in finance, accounting, or a business-related field (Master’s degree preferred).

• 4+ yearsof experience in corporate banking, credit, risk management, or funding roles within non-banks/fintechs. Experience in bank syndication is a plus.

• Strong network within the banking industry is preferred.

• Background in credit risk management is a plus.

• Excellent communication, coordination, and presentation skills; fluency in English and Bahasa Indonesia is required.

• Strong analytical skills with expertise in spreadsheet analysis, and facility structuring.

• A flexible mindset to understand and communicate alternative risk management methodologies to banking partners.