Legal, Compliance & AML Head

PT KDB Tifa Finance Tbk; Jakarta Utara; On-site; IDR 300.000.000 - 400.000.000; Full time

Job summary

A financing company in Jakarta Utara is seeking a head of Legal, Compliance, and Anti-Money Laundering. The role involves ensuring adherence to financial services regulations and managing legal documentation. Candidates must have a Bachelor’s in Law and relevant experience in compliance within the financial industry. Strong leadership and communication skills are essential. This position supports a culture of integrity and compliance.

Qualifications

• Minimum of 8 years of experience in Legal, Compliance, AML, or regulatory affairs.
• In-depth knowledge of local financial regulation authorities.
• Proven experience in conducting internal audits and risk assessments.

Responsibilities

• Draft and review all legal documents and agreements.
• Develop and manage Compliance, AML, and Good Corporate Governance frameworks.
• Advise senior management on compliance implications.

Skills

Knowledge of financial regulations

Compliance and AML expertise

Excellent communication skills

Leadership abilities

Education

Bachelor’s degree in Law

Advocate / PERADI License

Job description

Overview

Legal, Compliance and Anti-Money Laundering (AML) Head within the financing company, ensuring full adherence to financial services regulations, corporate governance standards, and internal policies. This strategic role is pivotal in mitigating compliance risks, driving a strong culture of integrity, and promoting regulatory accountability throughout the organization.

Responsibilities

• Draft and review all legal documents and agreements between the Company and third parties, including employment contracts, office lease agreements, and cooperation agreements.
• Provide legal advice and opinions on activities the Company will undertake, both in the non-bank financial sector and capital market, to ensure alignment with applicable laws and regulations.
• Improve the Company's legal standing, including amending the Articles of Association in line with internal and regulatory changes, managing business permits such as NIB, NPWP, location permits, management changes, employment of foreign workers, office relocation, office openings, and other licensing processes with regulators.

Regulatory Compliance, Governance & Internal Monitoring

• Develop, implement, and manage comprehensive Compliance, Anti Money Laundering (AML), and Good Corporate Governance (GCG) frameworks tailored to the financing industry.
• Monitor, interpret, and provide strategic guidance on local financial regulations authorities, ensuring full compliance with applicable laws.
• Ensure the company fulfills mandatory reporting requirements to regulatory authorities (e.g., OJK, PPATK, IDX, etc) and Headquarter in Korea.
• Lead the adoption and periodic assessment of GCG principles throughout company operations.
• Monitor and enforce adherence to the company’s Code of Conduct and ethical standards.
• Conduct regular internal audits and compliance reviews to assess adherence to regulatory standards, internal policies, and procedures.
• Advise senior management on compliance implications of strategic decisions and operational changes.
• Recommend and oversee the implementation of corrective actions for compliance deficiencies.
• Act as liaison with regulatory authorities during audits, inspections, and inquiries.

Anti-Money Laundering (APU PPT) Oversight

• Establish and maintain AML policies and procedures for key operations such as credit approval, fund disbursement, and customer verification.
• Supervise AML monitoring systems, customer due diligence (CDD), and suspicious transaction reporting to PPATK.
• Ensure AML measures are integrated into daily business activities, loan processes, and transaction monitoring.
• Conduct periodic AML risk assessments and implement necessary adjustments.

Reporting & Communication

• Prepare and submit accurate monthly and ad-hoc compliance and AML reports to regulators and Headquarter in Korea.
• Act as a key liaison between the company and external regulators, socializing updates on regulatory changes and internal policy revisions.
• Coordinate with regulators during audits and inspections to represent the company’s compliance position.

Policy Development, Training & System Procedure Optimization

• Assist in drafting, reviewing, and updating compliance-related Standard Operating Procedures (SOPs) and manuals.
• Design, develop, and implement standardized system procedures and workflows aligned with regulatory requirements.
• Conduct company-wide training and socialization programs on compliance, GCG, and AML.
• Promote compliance awareness across the company through internal communications (e.g., emails, briefings, workshops).
• Evaluate and refine existing procedures to improve efficiency, reduce costs, and enhance service quality.
• Collaborate with cross-functional teams to integrate new procedures seamlessly into daily operations.

Other Duties

• Undertake additional duties as assigned by management or in response to changes in regulatory frameworks or company needs.

Qualifications & Skills

• Bachelor’s degree in Law (Master’s preferred).
• Having Advocate / PERADI License would be advantage
• Minimum of 8 years of experience in Legal, Compliance, AML, or regulatory affairs, preferably within the financial services or financing industry.
• In-depth knowledge of local financial regulation authorities (e.g., OJK, PPATK, IDX, etc), corporate governance practices, and AML best practices.
• Strong understanding of GCG principles and the ability to apply them across business operations.
• Proven experience in conducting internal audits, risk assessments, and compliance reviews.
• Excellent communication and interpersonal skills to liaise with internal and external stakeholders effectively.
• Strong leadership abilities, with a focus on cultivating a culture of compliance and ethical conduct.
• Ability to design and implement effective compliance-related procedures and systems.

Disclaimer – Use of Personal Data

By submitting a job application to the Company, including but not limited to the curriculum vitae (CV) and other supporting documents, the applicant hereby gives consent to the Company to use, process, store, and dispose of the applicant's personal data in accordance with the applicable laws and regulations in Indonesia, including but not limited to Law No. 27 of 2022 on Personal Data Protection. Any personal data submitted will be used solely for recruitment and selection purposes and will be destroyed in accordance with internal policy once the process is completed.

Pre-employment Questions

• What is your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• How many years of experience do you have as a Legal Role?
• How much notice are you required to give your current employer?
• Are you willing to undergo a pre-employment background check?
• Are you willing to undergo a pre-employment medical check?
• How would you rate your English language skills?
• How many years of experience do you have as a Lawyer?