Junior Data Scientist: Credit Risk Analytics

Indodana; Jakarta Pusat; On-site; IDR 133,920,000 - 245,520,000; Full time

Job summary

Indodana is seeking a data-driven analyst to monitor portfolio health, explore and analyze financial datasets, and translate insights into actionable credit decisions. You will collaborate with business, product, and engineering teams to balance risk control with growth, working in a fast-paced data science environment with robust data infrastructure.

Key responsibilities include monitoring risk metrics, performing root cause analysis, and developing SQL-based analyses and dashboards to support

Qualifications

• Fresh Graduate or Bachelor’s degree in an analytical/quantitative field; other disciplines considered.
• Proficient in Python, SQL, and MS Excel.
• Good communication and ability to work in a team.
• Strong problem-solving skills and eagerness to learn new technologies.
• Willingness to learn independently and demonstrate project ownership.

Responsibilities

• Monitor portfolio health and flag anomalies or trends.
• Conduct root cause analysis to identify drivers of risk.
• Translate findings into actionable recommendations for credit decisions.
• Build and maintain SQL-based analyses and dashboards for risk surveillance.
• Occasionally evaluate models to support credit scoring improvements.

Skills

Analytical thinking

Communication

Team collaboration

Problem-solving

Ownership

Education

Bachelor's degree in analytical/quantitative discipline

Tools

Python

SQL

MS Excel

Job description

Indodana is seeking a data-driven analyst to monitor portfolio health, explore and analyze financial datasets, and translate insights into actionable credit decisions. You will collaborate with business, product, and engineering teams to balance risk control with growth, working in a fast-paced data science environment with robust data infrastructure.

Key responsibilities include monitoring risk metrics, performing root cause analysis, and developing SQL-based analyses and dashboards to support