Head of Digital Banking & Growth

PT Bank Amar Indonesia Tbk; Jakarta Pusat; On-site; IDR 3,000,000,000 - 5,200,000,000; Full time

Job summary

Amar Bank seeks a commercially driven Digital Business Head to lead and grow its Retail Digital Banking business. You will own strategy and performance for customer acquisition, deposits, engagement, and profitability across the digital ecosystem.

This role requires strong leadership and a track record in growing digital financial services. You will collaborate with Product, Technology, Marketing, Data, Risk, and Operations to deliver compelling propositions, optimize pricing, and drive

Qualifications

• Bachelor's degree required in a related field.
• 10+ years in digital banking, retail banking, fintech, or tech-driven businesses.
• Proven track record in growing digital consumer businesses.
• Experience owning commercial targets and growth.
• Strong understanding of acquisition, engagement, retention, and transactions.
• Ability to translate data and insights into opportunities.
• Cross-functional collaboration with Product, Technology, Marketing, Data, Risk, and Operations.
• Leadership and stakeholder management skills.

Responsibilities

• Develop and execute the Retail Digital Banking strategy.
• Own performance across acquisition, deposits, activation, transactions, engagement, and profitability.
• Grow retail customers via digital channels.
• Drive personal savings and online deposits with retention.
• Increase engagement and transaction frequency across apps.
• Create customer propositions and campaigns for everyday use.
• Collaborate with Product, Technology, Marketing, Data, Risk, Operations.
• Leverage data and insights to grow balances, engagement, and wallet share.
• Monitor market trends and identify new growth opportunities.
• Lead commercial strategy for digital banking products (pricing, promotions, partnerships).
• Set and monitor KPIs and optimize initiatives.
• Build and develop a high-performing digital team.
• Ensure guards against fraud; work with Risk & Compliance.

Skills

Leadership

Stakeholder management

Digital banking

Customer acquisition

Data-driven strategy

Strategic thinking

Education

Bachelor's degree in Business/Finance/Economics/Marketing/Technology

Job description

Amar Bank seeks a commercially driven Digital Business Head to lead and grow its Retail Digital Banking business. You will own strategy and performance for customer acquisition, deposits, engagement, and profitability across the digital ecosystem.

This role requires strong leadership and a track record in growing digital financial services. You will collaborate with Product, Technology, Marketing, Data, Risk, and Operations to deliver compelling propositions, optimize pricing, and drive