(Global FinTech) Senior Credit Risk Strategy Analyst

(Global FinTech) Senior Credit Risk Strategy Analyst

Client Details
Our client is a leading digital finance and banking platform in Southeast Asia, operating across Indonesia, the Philippines, Vietnam, and Malaysia. They focus on providing innovative financial services to underserved yet creditworthy customer segments. Their ecosystem includes digital banking, consumer credit, digital investments, and insurance brokerage—offering end-to-end solutions for a broad and growing user base in emerging markets.

Description
As a Senior Credit Risk Strategy Analyst, you will be at the forefront of risk strategy development and implementation, helping to shape credit policies and optimize risk control mechanisms. Your role will involve deep analysis of user behavior, third-party data evaluation, and ongoing model performance monitoring to enhance credit decision-making and mitigate risk exposure.

Key responsibilities include:

1. Monitoring business operations and evaluating the effectiveness of credit risk strategies.
2. Developing and improving real-time risk monitoring systems and periodic reports.
3. Conducting analysis on third-party data sources, producing evaluation reports, and recommending application plans.
4. Leading the deployment and online validation of credit strategies, with output reports for crown pick testing.
5. Performing user risk profiling, monitoring customer group trends, and overseeing model performance metrics.

Profile
The ideal candidate should have:

1. A Bachelor’s degree or higher in Economics, Mathematics, Statistics, or a related field.
2. Minimum of 2 years’ experience in credit risk strategy within internet lending, consumer finance, auto finance, or bank credit cards.
3. Hands-on experience with API-based risk control strategy implementation is a strong advantage.
4. Proficiency in SQL is required (a test will be conducted prior to interview).
5. Familiarity with analytical tools such as SAS, R, or Python for data-driven strategy development.
6. Prior exposure to risk strategy for small and micro online loan products is preferred.
7. Strong analytical thinking, a proactive mindset, and the ability to work effectively under pressure in a collaborative team environment.

Job Offer
A key role in one of Southeast Asia’s fastest-growing digital finance platforms.
Dynamic, cross-border work environment with room for growth and innovation.
Competitive salary and performance-based incentives.

To Apply
To apply online, please click the Apply button below.
For a confidential discussion about this role, please share your strengths, your resume, and your WhatsApp contact with our team at [emailprotected]