Fraud Risk & Analytics Investigator

PT Bank Digital BCA (BCA Digital); Jakarta Pusat; On-site; IDR 240,000,000 - 320,000,000; Full time

Job summary

PT Bank Digital BCA (BCA Digital) is seeking a Fraud Management professional in Jakarta to oversee transactional and account activities, identify fraud risks, and lead investigations using data analytics and industry intelligence.

You will collaborate with Risk Management, Compliance, Operations, and Technology to design effective controls, monitor trends, and advance detection models while documenting findings for governance and regulatory compliance.

Qualifications

• Bachelor's degree in Accounting, Finance, IT, or related fields.
• 1–3 years of fraud management or risk/compliance experience.
• Experience with fraud detection systems and monitoring tools.
• Ability to analyze fraud patterns and develop test rules.
• Familiarity with Mastercard Decision Intelligence.

Responsibilities

• Provide ongoing oversight of transactional and account activities to identify fraud risks.
• Lead investigations into suspicious activities using data analytics and industry intelligence.
• Evaluate alerts to determine root causes and control gaps.
• Utilize fraud detection systems to enhance early detection and prevention.
• Collaborate with Risk Management, Compliance, Operations, and Technology to mitigate risk.
• Develop and strengthen fraud prevention frameworks, policies, and controls.
• Monitor evolving fraud trends and regulatory expectations.
• Contribute to advancement of detection models and methodologies.
• Document investigations and outcomes in alignment with governance and regulatory requirements.

Skills

Fraud detection systems

Transaction monitoring

Data analysis

Customer behavior analysis

Rule development

Education

Bachelor's degree

Tools

Mastercard DI

Job description

PT Bank Digital BCA (BCA Digital) is seeking a Fraud Management professional in Jakarta to oversee transactional and account activities, identify fraud risks, and lead investigations using data analytics and industry intelligence.

You will collaborate with Risk Management, Compliance, Operations, and Technology to design effective controls, monitor trends, and advance detection models while documenting findings for governance and regulatory compliance.