Fraud Risk Analyst - FinTech & Microfinance

Amartha; Jakarta Selatan; On-site; IDR 120,000,000 - 180,000,000; Full time

Job summary

Amartha is seeking a Fraud Analyst to join the Anti-Fraud team in Jakarta. You will conduct routine monitoring of operational data to identify anomalies and potential fraud red flags, and analyze transaction patterns to detect irregularities.

You will perform initial screening of suspicious cases, provide risk classification and recommended actions, and coordinate with Operations/Investigation to prepare reports on fraud trends and key findings.

Qualifications

• Bachelor’s Degree in Information Systems, statistics, mathematics, or accounting.
• 1–3 years of experience in fraud detection, risk management, data analysis, compliance, or internal control within financial services/fintech.
• Familiarity with field operations processes (disbursement, collection, verification) and common fraud modus in microfinance/fintech settings.

Responsibilities

• Conduct routine monitoring of operational data to identify anomalies and potential fraud red flags.
• Analyze transaction patterns, field behavior, and exception reports to detect signs of irregularities.
• Perform initial screening of suspicious cases and provide risk classification and recommended actions.
• Coordinate with Operations/Investigation teams and prepare reports on fraud trends and key findings.
• Bachelor’s Degree in Information Systems, statistics, mathematics, accounting

Skills

Fraud detection

Risk management

Data analysis

Compliance

Internal control

Field operations familiarity

Education

Bachelor’s Degree in Information Systems

Bachelor’s Degree in Statistics

Bachelor’s Degree in Mathematics

Bachelor’s Degree in Accounting

Job description

Amartha is seeking a Fraud Analyst to join the Anti-Fraud team in Jakarta. You will conduct routine monitoring of operational data to identify anomalies and potential fraud red flags, and analyze transaction patterns to detect irregularities.

You will perform initial screening of suspicious cases, provide risk classification and recommended actions, and coordinate with Operations/Investigation to prepare reports on fraud trends and key findings.