Fraud Risk Analyst

Amartha Financial; Indonesia; On-site; IDR 120,000,000 - 180,000,000; Full time

Job summary

Amartha is seeking a detail-oriented Fraud Analyst to monitor operations, analyze transaction data, and identify anomalies that indicate potential fraud. You will screen cases, classify risk, and collaborate with Investigations to support risk mitigation.

The role requires a Bachelor’s degree and 1–3 years in fraud detection or related fields, with familiarity of microfinance/fintech processes. A diverse, inclusive workplace is emphasized by Amartha.

Qualifications

• Bachelor's degree in information systems, statistics, mathematics, accounting.
• 1-3 years of experience in fraud detection, risk management, data analysis, compliance, or internal control.
• Familiarity with field operations processes (disbursement, collection, verification) in fintech settings.

Responsibilities

• Conduct routine monitoring of operational data to identify anomalies and potential fraud red flags.
• Analyze transaction patterns, field behavior, and exception reports to detect signs of irregularities.
• Perform initial screening of suspicious cases and provide risk classification and recommended actions.
• Coordinate with Operations/Investigation teams and prepare reports on fraud trends and key findings.

Skills

Fraud detection

Risk management

Data analysis

Education

Bachelor's Degree in Information Systems, statistics, mathematics, accounting

Job description

Amartha is seeking a detail-oriented Fraud Analyst to monitor operations, analyze transaction data, and identify anomalies that indicate potential fraud. You will screen cases, classify risk, and collaborate with Investigations to support risk mitigation.

The role requires a Bachelor’s degree and 1–3 years in fraud detection or related fields, with familiarity of microfinance/fintech processes. A diverse, inclusive workplace is emphasized by Amartha.