Finance Business Partner - Payment

GoTo Financial; Jakarta Pusat; On-site; IDR 279,000,000 - 502,200,000; Full time

Job summary

GoTo Financial is seeking a Finance Business Partner for Payment to act as the strategic finance partner for our business team. You’ll influence decisions with cross-functional partners and optimize merchant unit economics for sustainable growth.

You will drive planning, develop robust models, and deliver data-driven insights to senior leaders across Product, Commercial, and Business teams within the GoTo ecosystem.

Qualifications

• 2–5 years of FP&A/Finance/Strategy experience.
• Degree in Finance / Accounting / Business preferred.
• Strong communication and analytical ability.
• Detail-oriented and able to work under pressure.
• Experience with forecasting, budgeting and multi-year planning.

Responsibilities

• Drive the monthly, quarterly, annual, or multi-year planning process and forecasts.
• Develop robust models to evaluate unit economics, MDR, CAC, and other metrics.
• Prepare the Financial Monthly Business Review with senior management.
• Track performance and identify risks and opportunities for improvements from finance perspectives.
• Highlight key financial issues and deliver actionable, data-backed solutions to stakeholders.
• Provide insightful financial analysis on operating metrics, business unit performance, and ratios.

Skills

FP&A

Financial Modeling

Analytical Skills

Stakeholder Communication

Pricing Strategy

Cross-functional collaboration

Education

Degree in Finance / Accounting / Business

Tools

Excel

Job description

As a Finance Business Partner for Payment at GoTo Financial, you’ll be the strategic finance partner for our business team.

In this role, you’ll go beyond financial reporting to influence key business decisions. You’ll work closely with Product, Commercial, and Business teams to optimize merchant unit economics, evaluate pricing strategies, and improve product profitability. Your financial insights will help senior leaders make informed decisions that drive sustainable growth across our merchant ecosystem.

If you enjoy solving complex business problems, partnering with cross-functional teams, and turning data into strategic actions, this role is for you.

What You Will Do

Drive the monthly, quarterly, annual, or multi-year planning process. Support the development of financial forecasts and operational goals, and apply business judgment and financial insights to help with decision making.

Build and maintain robust models to evaluate operation and financial metrics, including Take Rate (MDR), interchange fees, Unit Economics (UE), and acquisition costs (CAC).

Responsible for preparation of the Financial Monthly Business Review process with the Senior Management.

Track business performance and identify areas of risk & opportunities for further improvements from finance perspectives.

Responsible to highlight key financial issues and deliver the proposed solutions to the stakeholders

Highlight critical financial issues and independently deliver actionable, data-backed solutions to cross-functional stakeholders.

Provide insightful financial analysis on a regular and ad-hoc basis as but not limited to operating metrics performance, business unit performance review, and other financial ratios analysis.

What You Will Need

Strong communication skills to inform financial information effectively

Strong analytical skill, curious attitude, and striving to learn

Thorough, fast, and accurate with high attention to detail

Able to work under pressure in limited time

At least 2-5 years experience in FP&A / Finance / Strategy-related areas

Degree level qualification in Finance / Accounting / Business will be preferred

About the Team

You’ll join a collaborative, data-driven finance team that partners closely with business leaders to turn complex financial data into meaningful insights and strategic decisions.

Working across multiple functions, you’ll gain broad exposure to Product, Commercial, and Operations teams while helping shape the future of GoTo Financial’s merchant ecosystem. Beyond the work itself, you’ll be surrounded by teammates who are generous with their knowledge, value collaboration, and are committed to helping one another grow in a fast-paced environment.

About GoTo Group

GoTo is the largest digital ecosystem in Indonesia. GoTo's mission is to 'empower progress' by offering technology infrastructure and solutions that help everyone to access and thrive in the digital economy.

The GoTo ecosystem provides a wide range of services, including mobility, delivery, payments, financial services, and technology solutions for merchants. The ecosystem also provides e-commerce services through Tokopedia and banking services through its partnership with Bank Jago.

About Gojek

Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.

About GoTo Financial

GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.