Underwriting and Credit Analyst

As an Underwriting and Credit Risk Analyst, you will be involved in preparing and presenting comprehensive risk and position reports, conducting assessments to analyze potential risks, and designing processes to mitigate and eliminate identified risks. You will collaborate with business stakeholders to evaluate existing policies, identify weaknesses, and make recommendations to ensure the company's risk exposure remains within established limits.

• Prepare Risk reporting and position reporting
• Conduct assessments to define and analyze possible risks
• Evaluate the gravity of each risk by considering its consequences
• Design processes to eliminate or mitigate potential risks
• Evaluate existing policies and procedures to find weaknesses
• Prepare reports and present recommendations
• Ensure risk exposures of the company is within stipulated limits
• Work closely with other business stakeholders

• Have experience in lending business at least 2 years
• Have experience in conducted detailed risk assessments
• Have experience in analyzing documents, statistics, reports and trends of both internal and external data
• Have good communication and adaptive skills, be responsible and discipline in data providing
• Have knowledge and experience of working with SQL will be an advantage
• Independent, organized, highly analytical and proactive

About GoTo Group

GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, e-commerce, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek, Tokopedia and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.

About Gojek

Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.

About GoTo Financial

GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.

About Tokopedia

Tokopedia is an Indonesian technology company with a mission to democratize commerce through technology. It has been a driving force behind Indonesia's digital development since its foundation in 2009, with more than 99% of districts and empowered around 12 million merchants listed nationwide. With Nakama ranging all across Indonesia, Tokopedia aims to simplify the lives of many to #FindYourPurpose together.

GoTo and its business units, including Gojek, Tokopedia, GoToFinancial and GoToLogistics ("GoTo") only post job opportunities on our official channels onour respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.