Compliance Lead (Multifinance)

PT Amartha Mikro Fintek; Daerah Khusus Ibukota Jakarta; On-site; IDR 300,000,000 - 400,000,000; Full time

Job summary

Join a forward-thinking technology company dedicated to empowering women-led micro-enterprises through innovative financial solutions. As a Compliance Lead, you will play a crucial role in ensuring regulatory compliance and supporting the growth of a microfinance ecosystem. Your expertise will help shape compliance frameworks and manage relationships with regulatory authorities, driving inclusive economic growth. This is an exciting opportunity to contribute to a mission-driven organization that values diversity and fosters an inclusive workplace where everyone can thrive.

Qualifications

• Minimum 2-4 years of experience as a compliance officer.
• Strong ability to manage regulatory relationships and reporting.

Responsibilities

• Support regulatory compliance initiatives and manage licensing matters.
• Ensure timely and accurate reporting to regulators and manage incidents.

Skills

Compliance Management

Regulatory Engagement

Analytical Skills

Stakeholder Management

Communication Skills

Problem-Solving Skills

Education

Bachelor's Degree in Law or Related Field

Job description

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.

About The Role

The Compliance Lead will have overall responsibility in supporting various regulatory compliance initiatives (with particular focuses on multifinance businesses) and ensuring that all compliance requirements are met.

Responsibilities

• Supporting regulatory licenses matters, set up compliance framework & guidelines, including anti-bribery & corruption, external vendor compliance management, data privacy.
• Managing regulatory engagement with relevant authorities and ensuring compliance with mandatory reporting requirements to regulators.
• Ensuring the delivery of timely, accurate, and commercially practical reporting to the regulator(s) and recommendations on licensing, regulatory and counter-party risk for business.
• Performing report on gap analysis on each prevailing regulation in relation to the group businesses.
• Incident management (e.g. responding to regulatory investigations/inspections by authorities).
• Ensuring compliance with regulatory requirements on a regular basis.

Minimum Requirements

• Experienced compliance officer with a minimum of 2-4 years PQE.
• Ideal candidate would have prior in-house experience in multifinance compliance.
• Demonstrable track record in compliance matters.
• Extensive experience in interacting with regulators, particularly with OJK.
• Fluent in English is a must.
• Excellent drafting, negotiation, and communication skills.
• Strong stakeholder management skills, with the ability to work collaboratively with cross-functional teams and build relationships at all levels of the organization.
• Display commercial acumen and the ability to balance legal considerations with business objectives.
• Exceptional analytical and problem-solving skills, with attention to detail.
• Ability to work independently, prioritize tasks, and manage multiple projects simultaneously.
• Demonstrated professionalism, integrity, and discretion in handling confidential information.

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.