Compliance Lead (Payment Service Provider)

PT Amartha Mikro Fintek; Daerah Khusus Ibukota Jakarta; On-site; IDR 300,000,000 - 400,000,000; Full time

Job summary

An established industry player is seeking a Compliance Lead to oversee regulatory compliance initiatives, focusing on payment service provider businesses. This role involves supporting regulatory license matters, managing engagements with authorities, and ensuring compliance with reporting requirements. The ideal candidate will have substantial experience in compliance, particularly within the e-money sector, and will be adept at navigating complex regulatory landscapes. Join a forward-thinking company that values diversity and fosters an inclusive environment, where your expertise will contribute to empowering women-led micro-enterprises and driving economic growth.

Qualifications

• 6-8 years PQE with 2 years leading compliance at payment service provider.
• Fluency in English and excellent drafting skills are essential.

Responsibilities

• Support regulatory license matters and establish compliance frameworks.
• Manage regulatory engagement and ensure compliance with reporting requirements.

Skills

Regulatory Compliance

Stakeholder Management

Analytical Skills

Communication Skills

Problem-Solving Skills

Negotiation Skills

Education

Bachelor's Degree in Law or related field

Job description

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.

About The Role

As a Compliance Lead, you will be responsible for supporting various regulatory compliance initiatives, with a particular focus on payment service provider (penyedia jasa pembayaran/PJP) businesses, and ensuring that all compliance requirements are met.

Responsibilities

1. Supporting regulatory license matters, establishing a compliance framework and guidelines, including anti-bribery and corruption policies, external vendor compliance management, and data privacy;
2. Managing regulatory engagement with relevant authorities and ensuring compliance with mandatory reporting requirements to regulators;
3. Delivering timely, accurate, and commercially practical reports to regulators, along with recommendations on licensing, regulatory, and counterparty risk for the business;
4. Conducting gap analysis on prevailing regulations in relation to the group’s businesses;
5. Managing incidents, including responding to regulatory investigations and inspections by authorities;
6. Ensuring ongoing compliance with regulatory requirements on a regular basis.

Minimum Requirements

1. Minimum of 6-8 years PQE, with a minimum of 2 years leading compliance matters at payment service provider;
2. Ideally, the candidate will have prior in-house experience in the e-money/wallet operator in Indonesia;
3. Demonstrable track record in compliance matters;
4. Extensive experience in interacting with regulators, particularly Bank Indonesia and OJK;
5. Fluency in English is a must;
6. Excellent drafting, negotiation, and communication skills;
7. Strong stakeholder management skills, with the ability to work collaboratively with cross-functional teams and build relationships at all levels of the organization;
8. Commercial acumen with the ability to balance legal considerations with business objectives;
9. Exceptional analytical and problem-solving skills, with strong attention to detail;
10. Ability to work independently, prioritize tasks, and manage multiple projects simultaneously;
11. Demonstrated professionalism, integrity, and discretion in handling confidential information.

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.