Senior Officer - United Overseas Bank

United Overseas Bank; Kenangan; On-site; SGD 30,000 - 60,000; Full time

Job summary

Join a leading bank in Asia as a Senior Officer/Manager in Credit Analysis. This role involves conducting thorough credit assessments for SMEs, performing risk ratings, and preparing insightful reports. The ideal candidate will be dynamic, self-driven, and possess strong analytical and interpersonal skills. With opportunities for career advancement into relationship management, this position is perfect for those aspiring to build a sales-oriented career in Commercial Banking. Be part of a forward-thinking organization that values commitment and teamwork.

Qualifications

• Minimum 2 years of experience in Corporate Credit Analysis or SME banking.
• Strong client relationship management and analytical skills.

Responsibilities

• Conduct credit analysis on SME companies and perform credit risk ratings.
• Review and monitor accounts, prepare reports, and make credit recommendations.

Skills

Corporate Credit Analysis

Client Relationship Management

Financial Analysis

Interpersonal Skills

Analytical Skills

Education

Degree in Business Administration

Degree in Accountancy

Degree in Banking

Degree in Finance

Job description

Senior Officer/Manager, Credit Analyst, Group Commercial Banking

Senior Officer/Manager, Credit Analyst, Group Commercial Banking

Posting Date: 10 Apr 2025

Location: Raffles Place, Singapore, SG

Company: 3677

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories across Asia Pacific, Europe, and North America. Our operations are centered in Singapore, with banking subsidiaries in China, Indonesia, Malaysia, and Thailand, along with branches and offices worldwide.

With over 80 years of history, we are guided by our core values: Honorable, Enterprising, United, and Committed. We strive to do what is right, build for the future, work as one team, and pursue long-term success in all our endeavors.

About the Department

The Wholesale Bank provides financial services and solutions to help our clients achieve their strategic business objectives. Our goal is to become the premier provider of banking services and solutions for Asia-based small and medium enterprises (SMEs), large corporations, financial institutions, and multinational corporations. Our teams work in full alignment with Transaction Banking, Investment Banking, Global Markets, and Group Retail to deliver seamless solutions.

Job Responsibilities

• Conduct credit analysis on an existing portfolio of SME companies.
• Perform credit risk ratings, review and monitor accounts regularly, make credit variation and exception recommendations, and prepare reports.

We seek candidates interested in building a sales-oriented career in Commercial Banking. Initially, you will start as a Credit Analyst. Top performers may advance to a Relationship Manager role, requiring strong client relationship management and interpersonal skills.

Job Requirements

• Minimum 2 years of experience in Corporate Credit Analysis, SME banking sales, or relationship management.
• Presentable, dynamic, dedicated, self-driven, and highly motivated.
• Strong client relationship management and interpersonal skills.
• Good analytical skills with a solid understanding of financial analysis.
• Ability to understand risk drivers within the SME market.
• Excellent written and oral communication skills.
• Aspiring to develop a sales-oriented career.
• Candidates with relevant experience may be considered for senior roles.
• Minimum recognized degree in Business Administration, Accountancy, Banking, or Finance.

Be a part of UOB Family

UOB is an equal opportunity employer. We do not discriminate based on age, race, gender, religion, sexual orientation, disability, or other non-merit factors. All employment decisions are based on business needs, job requirements, and qualifications. If you require assistance or accommodations during the recruitment process, please inform us when submitting your application.

Apply now and make a difference.

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