Data Scientist: Risk Analytics & Credit Modelling

Indodana; Jakarta Pusat; On-site; IDR 133,920,000 - 223,200,000; Full time

Job summary

Indodana is hiring a Data Analyst to monitor portfolio health and perform in-depth analyses on financial datasets. You will identify risk drivers, translate findings into actionable credit decisions, and collaborate with business, product, and engineering teams to balance risk control with growth.

You’ll work within a fast-paced data science team with strong data infrastructure. The role emphasizes building SQL-based analyses, dashboards, and contributing to credit scoring improvements in a

Qualifications

• Fresh Graduate/Bachelor's degree in an analytical or quantitative discipline (e.g. math, statistics, engineering, computer science), however other disciplines will be considered
• Experienced in using statistical computer languages such as Python, SQL, and MS Excel
• Have good communication skills and able to work together in a team
• Excellent problem-solving skills and have the drive to learn and master new technologies and techniques
• Willingness to learn new skills independently and have a strong sense of project ownership
• Not afraid to get your hands dirty exploring data, investigating anomalies, and building SQL-based analyses
• Comfortable working with large tabular datasets to detect trends and anomalies, and communicating findings as actionable recommendations.
• Exposure to credit scoring modelling concepts is a plus.

Responsibilities

• Monitor portfolio risk metrics on a regular basis and proactively flag anomalies or emerging trends
• Perform root cause analysis when risk indicators deteriorate to pinpoint what's driving the change, such as identifying suspicious behavioral patterns
• Translate findings into concrete recommendations and implement adjustments as needed
• Build and maintain SQL-based features, analyses, and monitoring dashboards to support ongoing risk surveillance
• Perform occasional model evaluation to support credit scoring improvements

Skills

SQL

Python

Data analysis

Statistics

Communication

Teamwork

Problem solving

Education

Bachelor's degree in quantitative field

Tools

SQL

MS Excel

Job description

Indodana is hiring a Data Analyst to monitor portfolio health and perform in-depth analyses on financial datasets. You will identify risk drivers, translate findings into actionable credit decisions, and collaborate with business, product, and engineering teams to balance risk control with growth.

You’ll work within a fast-paced data science team with strong data infrastructure. The role emphasizes building SQL-based analyses, dashboards, and contributing to credit scoring improvements in a