Data Scientist: Risk Analytics & Credit Modeling

Cermaticom; Jakarta Pusat; On-site; IDR 180,000,000 - 240,000,000; Full time

Job summary

Cermaticom is seeking a data-oriented professional to monitor portfolio risk and explore financial datasets. You will work with business, product, and engineering teams to identify risk drivers and translate findings into credit decisions.

You will build SQL-based analyses and dashboards for ongoing risk surveillance, while also evaluating models to improve credit scoring in a fast-paced data science environment.

Qualifications

• Fresh graduates or degree holders in analytical/quantitative disciplines are welcome.
• Proficient in Python, SQL, and Excel for data processing and analysis.
• Strong communication and teamwork skills.
• Excellent problem-solving ability and eagerness to learn new tech.
• Willing to own projects and work hands-on with data.

Responsibilities

• Monitor portfolio risk metrics and flag anomalies or trends.
• Perform root cause analysis to identify drivers of risk changes.
• Translate findings into actionable recommendations.
• Build SQL-based analyses and dashboards for risk surveillance.
• Occasionally evaluate models to support credit scoring improvements.

Skills

Statistical analysis

Python

SQL

MS Excel

Communication

Teamwork

Problem solving

Learning agility

Project ownership

Data exploration

Education

Bachelor's degree in analytics or quantitative field

Tools

Python

SQL

MS Excel

Job description

Cermaticom is seeking a data-oriented professional to monitor portfolio risk and explore financial datasets. You will work with business, product, and engineering teams to identify risk drivers and translate findings into credit decisions.

You will build SQL-based analyses and dashboards for ongoing risk surveillance, while also evaluating models to improve credit scoring in a fast-paced data science environment.