Credit Reviewer - Commercial & Corporate

PT Bank Amar Indonesia Tbk; Jakarta Pusat; Presencial; IDR 108.000.000 - 180.000.000; Tempo integral

Resumo da vaga

PT Bank Amar Indonesia Tbk is seeking a Credit Analyst in Commercial Lending to verify debtor data, assess risks, and conduct comprehensive credit analyses. The role involves on-site engagement with debtors and close collaboration with the credit team to evaluate loans and present findings.

The ideal candidate has a bachelor’s degree and at least 2 years in credit analysis, with strong English communication and MS Office skills. Join our innovative Indonesian digital banking environment.

Qualificações

• Bachelor’s degree required.
• Minimum 2 years experience as a credit analyst in Commercial Lending at a bank.
• Knowledge of banking credit processes and risk assessment.
• Ability to prepare credit proposal analyses.
• Strong communication and ability to visit and engage with debtors.

Responsabilidades

• Verify completeness and accuracy of prospective debtor data.
• Identify and report potential credit risks quickly and accurately.
• Survey debtor residence, place of business, and collateral.
• Conduct credit analysis and document results in Credit Evaluation Report.
• Discuss credit applications with supervisors and credit committees.

Conhecimentos

Credit analysis

Banking credit knowledge

English communication

MS Office

Report writing

Formação

Bachelor’s Degree from any major

Descrição da vaga

Who are we?

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock Exchange.

How did we manage to do that?

We are changing people’s perception of a bank. We believe we are the innovators who combine customer focus principles with creating technology-based impact. We incorporate freedom and flexibility as part of our startup working culture DNA to encourage innovation in creating better financial solutions for the banking industry. We think of ourselves as, ‘A technology company with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’

How did it all start?

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank) in 2014. It has then undergone a significant digital transformation to become one of the country’s forerunning fintech institutions through its award-winning digital lending platform, Tunaiku.

Our philosophy, mission, and vision

Technology must impact lives, must improve lives. We exist to provide banking to those who ‘need’ and not only to those who ‘want’. Services when provided to those who need at the time of their need brings smiles. Our vision is to bring 200 million smiles.

More about the bank with startup culture environment

Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have fun at the workplace! We provide a great working environment that pushes people to grow outside their comfort zone. People with high drive and ambition find us a very attractive place to work as their career growth matches their own drive and not any staid policies. Thus we hold the honor of being awarded “Best Place to Work in Indonesia”.Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise Awards) 2022. Of course, our innovation won’t stop here. So if you would love to be a part of it, have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our journey to ‘Impact Lives’.

Join us today and create #unlimitedinnovations!

Job Description

• Verifying the completeness and correctness of prospective debtor data.
• Identifying and reporting potential risks related to credit applications quickly and accurately.
• Conduct a survey of the prospective debtor’s residence, place of business, and collateral.
• Conduct credit analysis and report the results of the analysis into the Credit Evaluation Report.
• Discuss with supervisors and credit committees related to credit applications.

Requirements

• Bachelor’s Degree from any major.
• Have at least 2 years experience as a credit analyst in the Commercial Lending segment at the Bank.
• Having knowledge in the field of banking credit.
• Able to prepare the results of credit proposal analysis.
• Able to work under pressure and fast learner.
• Thorough, integrity, and discipline.
• Accustomed to visiting and communicating directly with prospective debtors.
• Able to operate computers and Microsoft Office.
• Able to communicate in English