Credit Reporting Analyst

Krom; Jakarta Pusat; On-site; IDR 180,000,000 - 260,000,000; Full time

Job summary

Krom is seeking a Credit Reporting Analyst in Jakarta to monitor, analyze, and ensure accuracy of customer credit data in line with POJK and PBI regulations. The role involves preparing reports from credit bureaus, submitting data to regulators, and coordinating with Risk, Compliance, and Finance teams.

The candidate will maintain internal credit information systems, audit processes, and identify data discrepancies while upholding data protection standards.

Qualifications

• Bachelor's degree in law, finance, business administration or related fields.
• 2-5 years of experience in credit administration or reporting in banking/financial services.
• Strong understanding of banking regulations and credit reporting standards (e.g., POJK, PBI).
• Proficient in data analysis tools such as Microsoft Excel and SQL.
• Strong analytical skills with the ability to interpret data and generate insights.
• Detail-oriented with high accuracy in reviewing data and reports.
• Strong communication skills, both written and verbal, with clear explanations.
• Ability to collaborate cross-functionally and meet tight deadlines.
• Professional banking/financial certifications are a plus.

Responsibilities

• Monitor, analyze, and ensure accuracy of customer credit data per regulations.
• Maintain and enhance internal systems related to credit information and reporting.
• Prepare and review credit reports from various bureaus to assess customer finances.
• Ensure timely submission of credit data to regulators and bureaus.
• Coordinate with Risk, Compliance, Finance to resolve reporting issues.
• Audit credit reporting processes and provide operational improvement recommendations.
• Ensure compliance with POJK, PBI and other regulatory requirements.
• Manage periodic, annual, and ad-hoc regulatory reporting within deadlines.
• Identify, investigate, and resolve discrepancies in credit reporting data.
• Ensure secure handling of customer credit data per data protection standards.

Skills

Data analysis

Excel

SQL

Communication skills

Attention to detail

Education

Bachelor's degree in Law

Bachelor's degree in Finance

Bachelor's degree in Business Administration

Tools

Microsoft Excel

SQL

Job description

• Monitor, analyze, and ensure the accuracy of customer credit data in accordance with applicable regulations
• Maintain and enhance internal systems related to credit information and reporting
• Prepare and review credit reports from various credit bureaus to assess customer financial conditions
• Ensure timely submission of credit data to regulators and credit reporting bureaus
• Coordinate with internal stakeholders (Risk, Compliance, Finance) to resolve credit reporting issues
• Conduct audits of credit reporting processes and provide recommendations for operational improvements
• Ensure compliance with banking regulations such as POJK, PBI, and other applicable regulatory requirements
• Manage periodic, annual, and ad-hoc regulatory reporting accurately and within deadlines
• Identify, investigate, and resolve discrepancies in credit reporting data
• Ensure secure handling of customer credit data in line with data protection and regulatory standards

About You:

• Bachelor's degree (S1) in Law, Finance, Business Administration, or related fields
• 2-5 years of experience in credit administration or credit reporting within banking/financial services
• Strong understanding of banking regulations and credit reporting compliance standards (e.g., POJK, PBI)
• Proficient in data analysis tools such as Microsoft Excel and/or SQL
• Strong analytical skills with the ability to interpret data and generate actionable insights
• Detail-oriented with a high level of accuracy in reviewing data and reports
• Strong communication skills, both written and verbal, with the ability to explain complex processes clearly
• Able to collaborate effectively with cross-functional teams and work under tight deadlines
• Professional certifications in banking or financial services are a plus