Credit Analyst Staff

PT Anugerah Digital Indonesia; Jakarta Selatan; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A FinTech company in Jakarta Selatan is seeking a Credit Analysis Staff to evaluate loan documentation and assess risks. The ideal candidate will have a Bachelor's Degree and at least 1 year of experience in credit analysis. Skills in data analysis and communication are essential. The role offers opportunities to work in high-pressure environments and contribute to innovative financial solutions.

Qualifications

• At least 1 year of working experience in Credit Analysis.
• Preferred experience in P2P Lending.
• Strong data verification skills.

Responsibilities

• Examine borrower's documentation for accuracy.
• Analyze risk assessment data from PEFINDO.
• Provide reports for preliminary evaluations.

Skills

Data analysis

Communication skills

Hospitality skills

Ability to work under pressure

Teamwork

Education

Bachelor's Degree

Job description

Examine the prospective borrower's documentation to ensure its accuracy and completeness.

Verify that the potential borrower pays the loan in accordance with the terms.

Use tracking results uploaded to the system and PEFINDO data to analyze the risk assessment of potential borrowers.

Provide notes or reports to aid in the preliminary evaluation of potential borrowers.

Decide whether the loan is worthwhile to take or reject.

Ensure that all procedures are successful and adhere to relevant regulations.

Qualifications:

• Candidate must possess at least a Bachelor's Degree.
• At least 1 year of working experience in the field / specialization in Credit Analysis.
• Ability to analyze and verify data.
• Good communication and hospitality skills.
• Working experience in P2P Lending (Peer-to-peer lending) industries is preferred.
• Ability to work under pressure and meet company targets.
• Ability to work individually and as part of a team.
• Placement in Jakarta Selatan.

Additional Questions:

• What is your expected monthly basic salary?
• Which of the following qualifications do you have?
• How many years of experience do you have as a Credit Analysis Staff?
• How much notice are you required to give your current employer?
• Are you available to work outside your usual hours when required? (e.g., weekends, evenings, public holidays)

Solusiku is a data-driven consumer FinTech company based in Jakarta, Indonesia, registered and supervised by OJK No. KEP-28/D.05/2021. The company combines state-of-the-art big data technology with CapitalOne-style risk pricing models, using data technology to connect consumers to financial institutions and channel partners through an open consumer credit ecosystem. Solusiku offers Indonesian borrowers easy access to credit and a significantly improved loan application experience.

Note: The description regarding Solusiku is repeated; it should be consolidated to avoid redundancy.