Credit Analyst – Micro & SME Lending (Fintech)

infinID; Jakarta Selatan; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A fintech company in Jakarta Selatan is seeking a Credit Analyst to verify customer applications and prepare credit proposals. The successful candidate should have at least 2 years of experience in KBMI III or IV banks, focusing on secured lending products. Responsibilities include assessing applications, conducting interviews with borrowers, and performing site visits for loan evaluations. The ideal candidate will thrive in a fast-paced environment and possess strong analytical skills.

Qualifications

• Minimum 2 years of experience as a Credit Analyst in KBMI III or IV banks focused on secured lending products.
• Experience in Micro and SME loans is a significant advantage.
• Experience as an Account Officer is a plus.

Responsibilities

• Assess customer applications based on submitted documents and verification results.
• Conduct interviews with potential borrowers to evaluate their character and financial capacity.
• Perform site visits to assess business operations of loan applicants.
• Prepare detailed credit memos outlining risks and repayment capacity.
• Work with cross-functional teams to streamline processes.

Skills

Analytical skills

Quantitative skills

Attention to detail

Ability to work in fast-paced environments

Education

Bachelor’s degree from a reputable university

Job description

A fintech company in Jakarta Selatan is seeking a Credit Analyst to verify customer applications and prepare credit proposals. The successful candidate should have at least 2 years of experience in KBMI III or IV banks, focusing on secured lending products. Responsibilities include assessing applications, conducting interviews with borrowers, and performing site visits for loan evaluations. The ideal candidate will thrive in a fast-paced environment and possess strong analytical skills.