Credit Admin Retail

Amar Bank; Daerah Khusus Ibukota Jakarta; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading fintech institution in Jakarta is seeking a Credit Analyst to review customer profiles and determine loan eligibility. You will analyze data to ensure compliance and coordinate with teams to clarify information. The ideal candidate has a Bachelor's degree and at least 1 year of experience in credit analysis. Join a dynamic team where you can make an impact as we revolutionize banking.

Qualifications

• Minimum 1 year of experience in credit administration or credit analysis.
• Strong analytical skills and attention to detail.
• Good communication and coordination skills.

Responsibilities

• Review and analyze customer profiles to assess loan eligibility.
• Determine credit approval based on company policies.
• Identify potential risks or missing information.
• Perform data modifications ensuring accuracy and compliance.
• Coordinate to clarify or complete missing data.

Skills

Analytical skills

Attention to detail

Communication skills

Coordination skills

Education

Bachelor's degree in any field

Job description

Overview

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku, has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud and the first profitable digital bank listed on the Indonesian Stock Exchange.

We are changing people’s perception of a bank. We believe we are the innovators who combine customer focus principles with creating technology-based impact. We incorporate freedom and flexibility as part of our startup working culture DNA to encourage innovation in creating better financial solutions for the banking industry. We think of ourselves as, “A technology company with a banking license.” For this reason, we “Act like a FinTech, and think like a Bank.”

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank) in 2014. It has then undergone a significant digital transformation to become one of the country\'s forerunning fintech institutions through its award-winning digital lending platform, Tunaiku.

Technology must impact lives, and improve lives. We exist to provide banking to those who ‘need’ and not only to those who ‘want’. Services when provided to those who need at the time of their need brings smiles. Our vision is to bring 200 million smiles.

Consisting of 1000+ people, you will meet people who love to grow, dream big, and actually have fun at the workplace! We provide a great working environment that pushes people to grow outside their comfort zone. People with high drive and ambition find us a very attractive place to work as their career growth matches their own drive. Amar Bank was awarded “Best Place to Work in Indonesia” and Inspirational Brand from Asia Pacific Enterprise Awards 2022. If you would love to be a part of it, have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our journey to ‘Impact Lives’.

Join us today and create #unlimitedinnovations!

Responsibilities

• Review and analyze customer profiles in the database and other supporting data to assess loan eligibility.
• Determine whether applicants qualify for credit approval based on company policies.
• Identify potential risks, inconsistencies, or missing information.
• Perform data modifications or updates to applicant records as requested, ensuring accuracy and compliance.
• Coordinate with front line team to clarify or complete missing or incorrect data.

Requirements

• Bachelor\'s degree in any field
• Minimum 1 year of experience in credit administration or credit analysis (preferably in banking or finance).
• Strong analytical skills and attention to detail.
• Good communication and coordination skills.
• Capable of working with specific targets.
• High integrity, responsibility, and teamwork spirit