Corporate Credit Analyst

Bank of China (Hong Kong) Limited Jakarta Branch; Jakarta Pusat; On-site; IDR 180,000,000 - 300,000,000; Full time

Job summary

Bank of China (Hong Kong) Limited Jakarta Branch is seeking a capable credit analyst to prepare credit and industry analyses for existing and new borrowers. You will monitor borrower performance through quarterly assessments, support Relationship Managers, and assist in stress-testing and early warning detection to protect the bank's interests under local regulatory standards.

Fluent English writing, strong Excel cashflow modelling, and a good understanding of banking products and borrower

Qualifications

• Minimum 3 years experience in Commercial and/or Corporate segment of the Banking Industry.
• Preferable for candidates with graduation from Banking Management Trainee
• Experience in Public Accounting or Equity Firm acceptable
• Comfortable in writing credit proposals and financial modelling using MS Excel for cashflow projection (revenue & expenses, CAPEX)
• Good understanding of borrower's business model and cycle for financial analysis
• Strong knowledge of industry landscape and outlook
• Fluent in English reading, writing and speaking

Skills

Credit analysis

Financial modelling

MS Excel

English communication

Credit proposal writing

Education

Banking Management Trainee program

Tools

Microsoft Excel

Job description

Preparing credit analysis for our existing and new borrower in english, especially for the financial and industry analysis

Monitoring our existing borrower performance by doing quarterly assessment according to local regulatory standard for each Loan Grade (3 pillars)

Monitoring credit covenant, identify early warning signal, and protect bank against financial crime risk

Triggering early warning detection and conduct stress-testing for our borrower

Assisting Relationship Manager in monitoring problem accounts

What You Need to Have:

• Minimum 3 years experience in Commercial and/or Corporate segment of the Banking Industry. Preferable for the candidates with graduation from Banking Management Trainee
• Acceptable for candidate experience in Public Accounting or Equity Firm
• Comfortable in writing credit proposal and financial modelling by using MS excel for cashflow projection (revenue & expenses modelling, CAPEX)
• Good understanding of borrower's business model and cycle to be applied in the financial analysis
• Good understanding in industry landscape (industry size, market competition, pricing structure, players, regulation) & its outlook
• Fluent in communicating, writing and reading in English