Compliance Officer

PT Pakai Donk Nusantara; Surabaya ꦱꦸꦫꦧꦪ; On-site; IDR 180,000,000 - 340,000,000; Full time

Job summary

PT Pakai Donk Nusantara seeks a Compliance Officer to ensure adherence to Bank Indonesia regulations for payment services, especially PJP Category 1. The role covers AML/CTF, CPF programs, and creating internal policies to maintain regulatory alignment.

You will monitor regulatory developments, perform gap analyses, prepare reports, and train staff. Strong analytical skills, integrity, and cross‑department collaboration are essential, as is proficiency in MS Office.

Qualifications

• Bachelor's degree in Law, Accounting, Finance, Management, or a related field.
• Strong understanding of Bank Indonesia regulations concerning payment systems and payment service providers.
• Familiarity with AML/CTF, CPF, corporate governance, risk management, and internal controls.
• Experience in regulatory compliance monitoring, gap analysis, policy development, and compliance reporting.
• Understanding of regulatory obligations for payment services, including consumer protection and data protection.
• Strong analytical, documentation, and communication skills.
• High integrity, attention to detail, accountability, and professional ethics.
• Ability to work independently and across departments.
• Proficiency in MS Office, especially Excel, Word, and PowerPoint.

Responsibilities

• Ensure the implementation of AML/CTF and related prevention requirements.
• Monitor the AML/CTF program including customer due diligence and transaction monitoring.
• Prepare and submit regulatory compliance reports within deadlines.
• Coordinate with departments to ensure compliance with obligations and policies.
• Support regulatory examinations, audits, and information requests.
• Identify, document, and follow up on compliance findings and remediation actions.
• Provide compliance guidance and internal training to raise awareness.
• Maintain documentation of compliance activities and regulatory correspondence.

Skills

Regulatory compliance

AML/CTF knowledge

Policy development

Risk management

Internal controls

Regulatory reporting

Documentation

Training guidance

Excel

PowerPoint

Communication

Attention to detail

Education

Bachelor's degree in Law / Finance / Accounting / Management

Tools

MS Office

Job description

Ensure the company's business activities comply with applicable laws, regulations, and regulatory requirements issued by Bank Indonesia (BI) and other relevant authorities. Monitor and assess regulatory developments related to the Payment Service Provider (PJP) industry, particularly PJP Category 1. Develop, review, and update internal compliance policies, procedures, and Standard Operating Procedures (SOPs). Conduct regular compliance monitoring and assessments to identify potential regulatory gaps and compliance risks.

Key responsibilities

• Ensure the implementation of Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), and Proliferation Financing Prevention (CPF) requirements


• Monitor the implementation of the company's AML/CTF program, including customer due diligence, enhanced due diligence, transaction monitoring, and suspicious transaction escalation


• Prepare and submit regulatory compliance reports within applicable deadlines


• Coordinate with relevant departments to ensure compliance with regulatory obligations and internal policies


• Support regulatory examinations, audits, and information requests from Bank Indonesia and other relevant authorities


• Identify, document, and follow up on compliance findings, corrective actions, and remediation plans


• Provide compliance guidance and conduct internal training to improve employees' awareness of regulatory requirements


• Maintain proper documentation of compliance activities, assessments, reports, and regulatory correspondence

About you

• Bachelor's degree (S1) in Law, Accounting, Finance, Management, or a related field


• Good understanding of Bank Indonesia regulations concerning payment systems and payment service providers


• Familiarity with applicable regulations concerning AML/CTF, CPF, corporate governance, risk management, and internal controls


• Experience in regulatory compliance monitoring, gap analysis, policy development, and compliance reporting


• Understanding of regulatory obligations applicable to payment services, including payment transactions, consumer protection, data protection, and operational compliance


• Strong analytical, problem-solving, documentation, and communication skills


• High level of integrity, attention to detail, accountability, and professional ethics


• Ability to work independently and collaborate effectively across departments


• Proficiency in Microsoft Office, particularly Excel, Word, and PowerPoint


• Prior experience in a Compliance role at a Payment Service Provider (PJP) Category 1 company is strongly preferred