Compliance Lead (Payment Service Provider)

PT Amartha Mikro Fintek (Jakarta); Daerah Khusus Ibukota Jakarta; On-site; IDR 300.000.000 - 400.000.000; Full time

Job summary

A leading technology company in Indonesia seeks a Compliance Lead to oversee regulatory compliance efforts within its payment service provider division. The role requires a strong background in compliance, particularly in e-money or wallet operations, along with skills in stakeholder management and communication to ensure adherence to regulatory standards.

Qualifications

• Minimum 6-8 years PQE, with 2 years leading compliance at payment service providers.
• Extensive interaction with regulators, primarily Bank Indonesia and OJK.
• Fluency in English and exceptional drafting skills are mandatory.

Responsibilities

• Support regulatory license matters and establish compliance frameworks.
• Manage regulatory engagement and ensure compliance with reporting requirements.
• Conduct gap analysis on regulations related to business operations.

Skills

Stakeholder management

Analytical skills

Negotiation skills

Communication skills

Problem-solving

Attention to detail

Job description

Compliance Lead (Payment Service Provider)

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.

About The Role

As a Compliance Lead, you will be responsible for supporting various regulatory compliance initiatives, with a particular focus on payment service provider (penyedia jasa pembayaran/PJP) businesses, and ensuring that all compliance requirements are met.

Responsibilities

• Supporting regulatory license matters, establishing a compliance framework and guidelines, including anti-bribery and corruption policies, external vendor compliance management, and data privacy;
• Managing regulatory engagement with relevant authorities and ensuring compliance with mandatory reporting requirements to regulators;
• Delivering timely, accurate, and commercially practical reports to regulators, along with recommendations on licensing, regulatory, and counterparty risk for the business;
• Conducting gap analysis on prevailing regulations in relation to the group’s businesses;
• Managing incidents, including responding to regulatory investigations and inspections by authorities;
• Ensuring ongoing compliance with regulatory requirements on a regular basis.

Requirements

• Minimum of 6- 8 years PQE, with minimum 2 years leading Compliance mattersatpayment service provider
• Ideally, the candidate will have prior in-house experience in the e-money/wallet operator in Indonesia
• Demonstrable track record in compliance matters
• Extensive experience in interacting with regulators, particularly Bank Indonesia and OJK
• Fluency in English is a must
• Excellent drafting, negotiation, and communication skills
• Strong stakeholder management skills, with the ability to work collaboratively with cross-functional teams and build relationships at all levels of the organization
• Commercial acumen with the ability to balance legal considerations with business objectives
• Exceptional analytical and problem-solving skills, with strong attention to detail
• Ability to work independently, prioritize tasks, and manage multiple projects simultaneously
• Demonstrated professionalism, integrity, and discretion in handling confidential information.

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningfulcontributions.

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