Associate Head of Fraud and Risk Management

Associate Head of Fraud and Risk Management

We at Indepay | Setara Networks are here to revolutionize the Indonesian payment ecosystem by introducing one click checkout services in order to make transactions zero-fee, instant, and rewarding for the consumer.

On one side we’re working with financial institutes to enable real-time account to account transfers through our platform, and on the other-side we’re giving consumers a reliable and secure payment experience which is better than anything else they’ve experienced in the Indonesian ecosystem.

Where We Are Now: Series A Startup with Boundless Opportunities!

Our Vision for Payment Transformation: We’re on a mission to disrupt the traditional online payment landscape. By pioneering a faster, safer, and incredibly simple payment solution, we're challenging the status quo of virtual account payments and setting a new standard for seamless transactions, enabling payment in just 20 seconds powered by open banking regulatory framework.

Strategic Partnership with Top Brands: As we build a new category in one-click fast payments, you'll have the opportunity to work alongside industry leaders, partnering with top-tier D2C brands ranging from telco providers, banks, FnB, and OTT to create a network that redefines the future of online payments.

Your Opportunity to Innovate: If you're passionate about innovation and eager to make a significant impact, this is your chance to be part of something truly transformative and create value.

The ideal candidate is expected to be a born leader who is passionate about implementing risk mitigation policies and processes, enjoys building new things, an amazing taskmaster and has a proven track record of successfully growing businesses and has experience working in similar startups in its Series A stage and beyond.

The Associate Head of Fraud and Risk Management will be responsible for building, driving, and monitoring the back-end operations while ensuring that all entities comply with the KYC/AML, and their transaction controls are set according to their KYC fulfillment. A seasoned professional with experience in Financial Services Fraud Risk Management, Collections, channel management, with sound knowledge of processes, people, and compliances.

Join a multicultural team at the epicenter of transforming Indonesia's future payment industry. Seize this rare opportunity to be a game changer in an environment that thrives on innovation and collaboration. Don't miss out on the chance to be part of a live, dynamic company ready to soar to new heights in the coming year.

What your current role should be like?

• Minimum 8 years of experience in fraud and risk management within financial services or payment systems, with proven expertise in implementing KYC/AML frameworks and mitigating fraud risks effectively.
• Leadership experience managing risk assessment, audits, and compliance in fast-paced environments like Series A or growth-stage startups.
• Hands-on experience with fraud detection tools and familiarity with regulatory compliance processes to ensure operational integrity.
• Strategic mindset, capable of balancing calculated risks with robust decision-making to develop innovative risk management solutions.
• Demonstrated success in collaborating with cross-functional teams and external partners to drive secure and reliable financial operations.

What will you do?

• Perform risk assessments, audits, staff training sessions, and monitor network activity.
• Work closely with development teams to implement and automate systems and architectures.
• Drive automation efforts across the organization utilizing containerized deployment on Kubernetes.
• Deploy and maintain stateful services on Kubernetes, including databases, Rabbit MQ, Kafka, Elasticsearch, etc. on non-prod environments in Kubernetes.
• Setup and maintain monitoring of systems via Prometheus and Grafana to be on top of all production systems, go one step further with automated healing.
• Perform configuration management through Puppet, Chef or similar tools.
• Utilize Continuous Integration (CI)/Continuous Delivery (CD) tools such as Jenkins/Google Cloud build/Spinnaker.
• Develop and maintain scalable architecture solutions using Cloud Providers such as GCP and AWS.
• Optimize GCP/AWS usage to get maximum cost benefit from the deployed resources.
• Collaborate with peers as a subject matter expert on cloud, containers, virtualization technologies, automation, and DevOps.
• Build engineering tools, system dashboards, and monitoring alerts (ELK, StackDriver, CloudWatch) to avoid false alarms without missing actual ones.
• Monitor dependencies, integrations (APIs), and have hands-on experience with cloud services like VPC, Compute, Database, Document Storage, Messaging queues, etc.
• Install, administer, and troubleshoot network security solutions.
• Update software with the latest security patches and ensure the proper defenses are present for each network resource.
• Perform vulnerability and penetration tests, identify and defend against threats, and develop disaster recovery plans.
• Configure security systems, analyze security requirements, and recommend improvements.
• Configure and support security tools, such as firewalls and anti-virus software.

Requirements

What do you have?

• B. Tech/ M. Tech/MCA with minimum 5 years of experience in DevOps.
• Professional level cloud certifications in GCP/AWS are desirable but not mandatory.
• Passionate about solving challenges, taking ownership, and learning fast.
• An associate's or bachelor's degree in computer science, cyber security, or a related field.
• Advanced training certifications may be advantageous.
• Must be comfortable working in an early stage to growth stage company and should be able to thrive in a dynamic and fast-paced environment.
• Have a proven track record of success in previous roles and have worked in a similar setting, such as a Pre series A-B company will be a plus.
• A leader who takes fun in taking risks and understands that taking calculated risks is necessary for growth. They should have the ability to balance risk-taking with sound decision-making to build something innovative and groundbreaking.
• Strong understanding and knowledge of computer, network, and security systems.
• Fast learner and stay up to date on emerging technologies.
• Collaborate and work in a start-up environment and go the extra mile.
• Ability to develop clear and concise documentation.
• You thrive in a dynamic and fast paced environment.
• You deliver on your commitments without fail.
• You have an analytical and data-driven approach in day-to-day work.
• You are always energetic and work well under pressure.
• You are affable and know your way around the organization.
• You have excellent communication skills and have the ability to impact and influence.
• You have an unparalleled attitude and determination to succeed against all odds.
• You can multi-task and have excellent time management and prioritisation skills.
• You are a strategic thinker who understands business opportunities to create a competitive advantage.
• You have excellent problem solving and analytical skills, and can think outside the box to proactively provide the right solution.
• You have a keen eye for detail.
• You stay positive and bring out the best in a team.
• You are independent, self-motivated and a fast learner.
• Patience and perseverance are your key attributes.

What do we offer?

You will be working alongside other passionate and talented people in a beautiful, spacious and well lighted office with all the perks and flexibility of a coveted technology product company. Besides, you will have a sense of purpose and excitement as we offer:

• An opportunity to make a positive impact on the world by providing basic financial services to unbanked and underbanked people worldwide.
• An opportunity to define and develop a product for the global market.
• An opportunity to be part of the core team who will build a global company and define its culture and processes.
• An opportunity to move horizontally or vertically across geographies through multiple career paths.
• An opportunity to work at the frontier of modern banking solutions technology.

Of course, we do have competitive salaries, long term incentives and many other generous benefits. We promote entrepreneurship culture and look forward to a budding ground for future entrepreneurs.