Area Manager SME (Jabodetabek)

Moladin; Daerah Khusus Ibukota Jakarta; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading mobility fintech platform in Indonesia seeks an Area Manager to oversee branch teams and drive sales and business expansion across various cities. The role requires demonstrated expertise in SME or Commercial Banking, with a focus on developing networks and channel strategies. You'll be pivotal in ensuring portfolio growth and maintaining credit quality, all within a supportive, dynamic environment dedicated to improving mobility.

Qualifications

• Minimum 8 years of experience in a Senior Manager position.
• At least 1 year as an Area Manager.
• Strong expertise in SME or Commercial Banking.

Responsibilities

• Lead branch teams to achieve sales and profitability targets.
• Drive business expansion across multiple cities.
• Develop growth strategies for car refinancing.

Skills

Sales Management

Team Leadership

Communication skills

Networking

Risk Management

Education

Bachelor’s degree in a relevant field

Job description

Responsibilities

• Lead and oversee all branch teams within the designated area to achieve sales and profitability targets effectively.
• Drive business expansion across multiple cities by implementing structured processes to meet organizational objectives.
• Develop and execute sustainable growth strategies for the car refinancing business through the recruitment of agent networks and the establishment of new acquisition channels.
• Monitor and ensure portfolio growth while maintaining overall portfolio credit quality and risk management standards.

Requirements

• A minimum of a bachelor’s degree in a relevant field.
• A minimum of 8 years of experience in a Senior Manager position within SME Financial Institutions or Commercial Banking, with at least 1 year as an Area Manager.
• Strong expertise in Small and Medium Enterprises (SME) or Commercial Banking sectors.
• Extensive network within the SME or Commercial Banking industry, particularly in the assigned area.
• Demonstrates confidence, excellent communication skills, a charismatic personality, and the ability to foster teamwork.
• Capable of thriving under pressure, meeting ambitious targets, and managing time effectively in a dynamic environment.

About Moladin

Moladin is Indonesia’s leading mobility fintech platform with end-to-end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT, and partnerships with all top auto financing companies across Indonesia, including its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit https://moladin.com

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