Anti-Fraud Credit Risk Strategy

PT BANK NEO COMMERCE Tbk.; Jakarta Selatan; Sur place; IDR 600 000 000 - 1 100 000 000; Plein temps

Résumé du poste

PT BANK NEO COMMERCE Tbk. is seeking a seasoned Fraud Strategy leader to own the enterprise fraud risk program across the customer lifecycle in Indonesia. You will design and monitor fraud rules for onboarding, lending, account takeover and transactions while shaping risk appetite and policies.

Collaborating with Fraud Operations, Product, Engineering and Compliance, you will analyze trends, deploy tests, and continuously enhance prevention strategies to protect customers and grow the business.

Qualifications

• 6–10+ years in Fraud Strategy, Fraud Analytics or Fraud Risk Management.
• Experience designing fraud prevention strategies in digital banking, fintech, lending or payments.
• Strong understanding of device intelligence, behavioral analytics and transaction monitoring.
• Strong SQL; Python is a plus.
• Experience with fraud rule engines and performance analytics.
• Ability to balance fraud prevention, customer experience and business growth.

Responsabilités

• Develop and own enterprise fraud risk strategy across the customer lifecycle.
• Design, optimize and monitor fraud rules for onboarding, lending, account takeover and transaction activities.
• Develop fraud risk appetite, policies and control framework.
• Analyze fraud trends and continuously enhance prevention strategies.
• Design champion-challenger and A/B testing for fraud rules.
• Evaluate new fraud technologies, alternative data and behavioral analytics.
• Define fraud dashboards, early warning indicators and KPIs.
• Partner with Fraud Operations, Product, Engineering, Data, Compliance and Business.
• Independently review fraud rule effectiveness and recommend improvements.

Connaissances

SQL

Fraud strategy

Behavioral analytics

Transaction monitoring

Python

Outils

Fraud rule engines

Description du poste

Develop and own enterprise fraud risk strategy across the customer lifecycle.

Design, optimize and monitor fraud rules for onboarding, lending, account takeover and transaction activities.

Develop fraud risk appetite, policies and control framework.

Analyze fraud trends and continuously enhance prevention strategies.

Design champion-challenger and A/B testing for fraud rules.

Evaluate new fraud technologies, alternative data and behavioral analytics.

Define fraud dashboards, early warning indicators and KPIs.

Partner with Fraud Operations, Product, Engineering, Data, Compliance and Business.

Independently review fraud rule effectiveness and recommend improvements.

Requirements:

6–10+ years in Fraud Strategy, Fraud Analytics or Fraud Risk Management.

Experience designing fraud prevention strategies in digital banking, fintech, lending or payments.

Strong understanding of device intelligence, behavioral analytics and transaction monitoring.

Strong SQL; Python is a plus.

Experience with fraud rule engines and performance analytics.

Ability to balance fraud prevention, customer experience and business growth.