Trainee – Real Assets, Credit Portfolio & Resource Management (CPRM)

Natixis Corporate & Investment Banking; Hong Kong; On-site; HKD 300,000 - 600,000; Full time

Job summary

Natixis Corporate & Investment Banking is looking for a team member for the Real Assets CPRM APAC team in Hong Kong. This role entails managing a portfolio of dedicated deals, requiring deep understanding of financial structures and strong analytical abilities.

Suitable candidates should have a university degree in Finance, and strong communication skills, with additional benefits for those with a CFA accreditation. The position involves internal collaboration, negotiation with clients, and participation in financial discussions.

Qualifications

• University Degree holder in Finance, Accounting, or related discipline.
• CFA and/or related professional accreditation is highly desirable.
• Confident, strong communication & analytical skills are essential.

Responsibilities

• Monitor/manage & retain ownership of dedicated deals of your portfolio.
• Participate in internal & external discussions and negotiations.
• Support O2D/Secondary Sales initiatives.

Skills

Analytical skills

Problem solving

Credit analysis

Cash flow modelling

Communication skills

Interpersonal skills

Education

University Degree in Finance, Accounting, or related discipline

CFA or related professional accreditation

Job description

Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide.

Our teams of experts in close to 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis CIB is committed to aligning its financing portfolio with a carbon neutrality path by 2050 while helping its clients reduce the environmental impact of their business.

As part of Groupe BPCE, the second largest banking group in France through the Banque Populaire and Caisse d’Epargne retail networks, Natixis CIB benefits from the Group’s financial strength and solid financial ratings (Standard & Poor's: A+, Moody's: A2, Fitch: A+, R&I: A+).

About the Department

Real Assets CRPM APAC, is part of the Front Office, consists of two key business lines & teams: Infrastructure & Energy Finance and Aviation Finance. The department manages USD3.5 billion of Assets Under Management split between I&EF and Aviation deals that span across North Asia, Southeast Asia, Australia & New Zealand.

The APAC team consists of 10 strong individuals spread across HK, Australia & India.

Specifically, the team specializes in the following areas:

• Financing Structures: Predominantly, Project Finance (Asset Based) + Structured Finance (HoldCo Structures & Bridge Financing) & Portfolio Financing (aircraft fleets).
• Key sectors of focus for I&EF: Renewable Energy (Solar, Wind, BESS), Waste to Energy, Datacenters, Telecom, Upstream Metals & Mining, Upstream & Midstream Gas, Public Private Partnerships projects.
• Key customer segments for Aviation Financing: Direct financing of aircraft(s) for airlines and/or financing a portfolio of aircrafts to a dedicated lessor used for leasing to airlines.
• Core responsibilities: (i) For Existing Deals in the portfolio: act as the first line of defense regarding the assessment of key credit risk issues / deterioration; (ii) For New Deals: Close collaboration & engagement with internal stakeholders (originator, syndication, legal & risk departments) to motivate merits of deal to be supported/approved, including submission of a CPRM opinion; (iii) Secondary Sales: Closely linked to the Originate to Distribute (O2D) model, CPRM actively seeks to optimize & sell selected deals in the portfolio to investors & funds.

Main Responsibilities

• You will be an integral member of the Real Assets CPRM APAC team and will monitor/manage & retain ownership of dedicated deals of your portfolio. This includes, but not limited to, a deep understanding of the deal/structure & performing internal tasks like producing annual reviews + waiver memos, ratings & LGDs reviews.
• You are expected to command strong analytical, problem solving, credit analysis & cash flow modelling skills and supported by sound presentation & communication tools. These attributes are key fundamentals that will enable you to contribute towards presentations & discussions, such as key updates of a deal, annual reviews, material waivers & CPRM opinions, at Credit Committees.
• You are a confident individual that will enable you, after a period of time, to participate at regular internal & external discussions and negotiations of new and existing deals. For external discussions, it can involve at participating syndicated lenders call and/or bilateral discussions with the Client/Borrower + investors conference calls.
• You will support O2D/Secondary Sales initiatives & participate at ad-hoc projects that are related to the Department, when applicable.

Required Skills

• University Degree holder in Finance, Accounting, or related discipline. CFA and/or related professional accreditation is highly desirable.
• Ideally, some exposure to products structures & sectors covered by Real Assets CPRM gained through previous internships.
• Confident, strong communication & analytical skills are a pre-requisite skill.
• Ability to work under pressure & produce / perform under tight timelines is a necessity.
• Excellent command in English (written & verbal) and the ability to speak & write Mandarin is plus, but not a pre-requisite.
• A team player & strong interpersonal skill.