Senior Risk Analyst

Smartdeer Services Centre; Hong Kong; On-site; HKD 700,000 - 900,000; Full time

Job summary

Smartdeer Services Centre is seeking a Senior Risk Analyst to lead risk framework development and ongoing monitoring in a fintech context. You will own cross-border risk strategy for HR services, including anti-fraud, payment and data risk, and collaborate with product, operations, compliance, and regional teams to translate requirements into enforceable controls.

Travel may be required outside Hong Kong. You will design scoring rules, early-warning indicators, and oversee effectiveness studies

Qualifications

• 7+ years of risk/quantitative analysis in fintech or similar fields.
• Experience with risk management in cross-border/complex environments.
• Strong bilingual Chinese and English; Mandarin fluency.
• Strong statistical analysis and data visualization skills.
• Willingness to travel occasionally outside Hong Kong.

Responsibilities

• Establish and improve client onboarding risk framework.
• Own risk strategy design for cross-border HR services including fraud and risk.
• Design risk rules, scoring and early-warning indicators.
• Collaborate with product, ops, compliance, data, security, regional teams.
• Review risk-related solutions and data pipelines; propose improvements.
• Report risk exposure and governance to management.

Skills

Risk analysis

Quantitative analysis

Data science

Data visualization

Cross-team collaboration

Job description

Participate in establishing and improving client onboarding, ongoing monitoring, and exit mechanisms to form an executable risk framework.

Own risk strategy design for cross-border HR services scenarios, including anti-fraud, payment and settlement risk, operational risk, compliance risk, and data risk.

Design risk rules, scoring mechanisms, and early-warning indicators; continuously evaluate strategy effectiveness and conduct parameter optimization.

Collaborate with product, operations, compliance, data, security, and regional delivery teams to translate business requirements into executable risk control solutions.

Participate in reviews of risk-related technical solutions and data pipelines, identify system risks, and propose improvement recommendations.

Report risk exposure, major risk incidents, and governance recommendations to management, and improve risk analysis capabilities.

About you

7+ years of experience in risk analysis, quantitative analysis, data science, or related fields, with a background in fintech, internet platforms, or complex business environments.

Ability to collaborate across teams and time zones, and drive complex risk projects to be delivered on time and with high quality.

Strong bilingual communication skills in Chinese and English; English can be used as a working language; fluent Mandarin.

Solid statistical analysis and data visualization skills.

Willingness to travel occasionally outside Hong Kong.

Your application will include the following questions:

• How many years' experience do you have as a Risk Analyst?
• What is your highest level of education?
• How many years experience in Financial Risk Management do you have?