Senior Credit Risk Manager for SME Lending & Analysis

ACTS Consulting Co; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Benefits offered by this job

Attractive remuneration package

Job summary

ACTS Consulting Co in Hong Kong is seeking a Credit Risk Manager to join a dynamic team. You will assess client credit, perform credit analysis and review for new and existing loan portfolios, and conduct site visits with Business Development Managers to recommend loan acceptance or rejection to management.

The ideal candidate holds a degree in Business/Finance/Accountancy with at least 3 years of frontline lending and back-office credit risk experience for SME lending, is bilingual in English

Qualifications

• Degree in Business/Finance/Accountancy with at least 3 years of relevant experience in lending and credit risk.
• Front line and back office experience are a must.
• Private lending experience is preferred.
• Ability to analyze financial statements to assess health of entities.
• Strong interpersonal and communication skills.
• Bilingual in English and Mandarin.
• Interested in becoming a license holder.

Responsibilities

• Perform credit assessment of clients.
• Perform credit analysis & review for new & existing loan portfolios.
• Conduct site visits with Business Development Managers and make recommendations for loan acceptance/rejection to management.
• Perform loan portfolio analysis, industry analysis & market comparison studies.
• Work closely with all departments to implement workflows and systems in accordance with risk policies.
• Ensure compliance with internal and external audits and local regulatory requirements.

Skills

Front line experience

Back office experience

SME lending

Financial statement analysis

Bilingual English/Mandarin

Interpersonal skills

Communication skills

Regulatory/compliance knowledge

Education

Degree in Business/Finance/Accountancy

Job description

ACTS Consulting Co in Hong Kong is seeking a Credit Risk Manager to join a dynamic team. You will assess client credit, perform credit analysis and review for new and existing loan portfolios, and conduct site visits with Business Development Managers to recommend loan acceptance or rejection to management.

The ideal candidate holds a degree in Business/Finance/Accountancy with at least 3 years of frontline lending and back-office credit risk experience for SME lending, is bilingual in English