Retail Credit Risk Strategy Lead

Ashford Benjamin; Hong Kong; On-site; HKD 900,000 - 1,200,000; Full time

Job summary

Ashford Benjamin, on behalf of a leading fintech in Hong Kong, seeks a Strategic Retail Credit Risk Specialist to join its teams. You will bridge business and risk functions by reviewing, evaluating, and guiding retail credit risk models, while partnering with business units on model strategies and monitoring regulatory developments.

This senior role demands at least 10 years of relevant experience, strong credit risk know-how, and commercial acumen to drive practical risk insights into business

Qualifications

• Minimum of 10 years of experience in retail lending, retail credit risk management, risk modelling, or credit strategy.
• Solid understanding of credit risk methodologies and regulatory requirements.
• Strong commercial acumen.
• Experience in fintech or banking environments is a plus.

Responsibilities

• Review and evaluate retail credit risk models.
• Bridge business and risk functions and advise on enhancements.
• Partner with business units on development of credit model strategies.
• Monitor regulatory and market developments and ensure implementation.
• Collaborate with risk modelling and credit teams.

Skills

Retail lending

Credit risk management

Risk modelling

Strategic advisory

Job description

Ashford Benjamin, on behalf of a leading fintech in Hong Kong, seeks a Strategic Retail Credit Risk Specialist to join its teams. You will bridge business and risk functions by reviewing, evaluating, and guiding retail credit risk models, while partnering with business units on model strategies and monitoring regulatory developments.

This senior role demands at least 10 years of relevant experience, strong credit risk know-how, and commercial acumen to drive practical risk insights into business