Portfolio Strategy Lead: Cards & Lending Profitability

Mox Bank; Hong Kong; Sur place; HKD 1 200 000 - 2 000 000; Plein temps

Résumé du poste

Mox Bank is seeking a Lead, Portfolio Strategy & Profitability (Cards & Lending) in Hong Kong. You will drive sustainable growth across Cards and Lending portfolios through disciplined portfolio management, risk-return optimization and capital efficiency.

Reporting to the Product department, you will lead cross-functional initiatives with Credit Risk, Analytics, Finance and Collections to expand credit risk boundaries, improve profitability and deliver long-term portfolio returns across economic

Qualifications

• Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics or a related discipline.
• 10+ years of experience in Credit Cards, Unsecured Lending, Portfolio Management, Risk Strategy, Product Management or Retail Banking.
• Strong understanding of consumer lending economics, credit risk, collections and portfolio profitability.
• Proven ability to analyze data, develop business cases and translate insights into commercial actions.

Responsabilités

• Drive sustainable and profitable growth across the Cards and Lending portfolios by optimizing growth, risk, profitability and capital efficiency.
• Lead test-and-learn programs to expand credit risk boundaries, including underwriting, pricing, line assignment and portfolio strategies.
• Evaluate business cases for portfolio initiatives and recommend based on risk-adjusted returns and long-term performance.
• Own portfolio risk-return performance by monitoring revenue, profitability, cost of risk and credit losses.

Connaissances

Portfolio management

Risk strategy

Credit risk

Data analytics

Stakeholder management

Communication

Influencing skills

Management reporting

Formation

Bachelor's degree

Outils

SQL

Description du poste

Mox Bank is seeking a Lead, Portfolio Strategy & Profitability (Cards & Lending) in Hong Kong. You will drive sustainable growth across Cards and Lending portfolios through disciplined portfolio management, risk-return optimization and capital efficiency.

Reporting to the Product department, you will lead cross-functional initiatives with Credit Risk, Analytics, Finance and Collections to expand credit risk boundaries, improve profitability and deliver long-term portfolio returns across economic