Manager -Bills Team （Operation Department)

Agricultural Bank Of China (HK Branch); Hong Kong; On-site; HKD 900,000 - 1,100,000; Full time

Job summary

Agricultural Bank Of China (HK Branch) seeks an experienced Trade Finance Operations professional to manage documentary credits, payments and cross-border reporting. You will support the Team Leader, ensure compliance, and help optimise systems and processes across import/export LC activities.

The role requires strong knowledge of UCP 600, URC 522, ISBP821, and solid regulatory reporting experience, with potential for Senior Manager for more experienced candidates.

Qualifications

• Bachelor’s degree in International Trade, Finance, Banking, Economics, Business or related field.
• Minimum 8 years’ experience in banking trade finance / documentary credit operations.
• Solid knowledge of LC, collections, guarantees and trade finance products.
• Familiarity with UCP 600, URC 522, ISBP821 and ICC rules.
• Experience in regulatory reporting and cross‑border data submissions.
• CDCS and/or CSDG qualifications are advantageous.

Responsibilities

• Process import/export documentary credits: issuance, amendments, negotiation, payment and related trades.
• Perform second-level review of documents to ensure accuracy and compliance.
• Ensure lawful and compliant handling of transactions per internal policies.
• Support control of trade financing products and related payments/guarantees.
• Assist with system development, data reporting and project work.

Skills

MS Office

Languages: English Mandarin Cantonese

Education

Bachelor’s degree

Tools

MS Office

Chinese word-processing

Job description

We are seeking an experienced and detail-oriented Trade Finance Operations professional to join the Bills Team of our Operations Department. The role covers the full spectrum of trade finance operations, including documentary credits (issuance, examination and processing of documents), trade-related payment and financing services, cross-border regulatory reporting, and system enhancement. The successful candidate will also support the Team Leader in daily management, operational control, training and business continuity.

Key Responsibilities

Trade Finance Operations & Document Processing

Handle day-to-day processing of import and export documentary credit businesses, including issuance of letters of credit, amendments, negotiation, acceptance, payment, reimbursement and related trade finance transactions.

Perform second-level review and independent checking of documentary credit documents, bills and related transactions to ensure completeness, accuracy and compliance with the terms of the credit and applicable international rules and regulations.

Ensure that the handling, review and release of transactions are conducted in a lawful and compliant manner, and that all relevant internal and external policies are strictly observed.

Support the processing and operational control of trade financing products, including but not limited to payment under guarantees/deferred payment arrangements, forfaiting, agency payment/agent payment services, and risk participation.

Compliance, Regulatory Reporting and Statistics

Handle the submission of cross-border data and reports relating to letters of credit and trade finance transactions in accordance with applicable regulatory and Head Office requirements.

Prepare and submit daily, monthly, quarterly and ad-hoc operational and management reports and statistical returns to relevant internal departments and external regulators.

Process Optimisation, System Development and Project Support

Participate in the development and enhancement of trade finance/documentary credit systems and related operational platforms, and support the full project life cycle, including project initiation, requirement gathering and analysis, documentation, user acceptance testing (UAT), implementation and post-production support.

Requirements

Bachelor’s degree or above in International Trade, International Finance, Banking, Economics, Business Administration or a related discipline.

Minimum 8 years’ relevant working experience in banking trade finance / documentary credit operations. Experience in a supervisory, senior or specialised role will be an advantage.

Solid knowledge of international trade settlement methods and processes, including letters of credit, collections, guarantees and trade finance products.

Sound understanding of international rules and practices such as UCP 600, URC 522, ISBP821 and other relevant ICC rules and guidelines.

Familiarity with regulatory reporting policies and practical experience in handling cross-border regulatory data submission and reporting in respect of trade finance and documentary credit businesses.

Experience in trade finance/documentary credit system development or enhancement projects, including requirements, documentation, testing and implementation.

Proficient in MS Office applications (WPS,Word, Excel, PowerPoint, etc.) and Chinese word-processing software; able to handle operational statistics, analysis and reporting.

Fluent in both written and spoken English, Putonghua (Mandarin) and Cantonese.

Possession of CDCS and/or CSDG qualifications, and familiarity with relevant regulatory policies, will be an advantage.

For those with more working experience will consider the role of Senior Manager