Investment Product Manager (Lombard Lending)

Taipei Fubon Commercial Bank Co., Ltd; Hong Kong; Presencial; HKD 900.000 - 1.400.000; Jornada completa

Descripción de la vacante

Taipei Fubon Commercial Bank Co., Ltd. is seeking an experienced Investment Product Manager to lead Lombard Lending and related financing solutions for HNW/UHNW clients. You will shape product strategy, governance, and training programs for private banking teams.

The role requires strong regulatory knowledge, market insight, and the ability to coordinate with risk, credit, and operations to ensure effective underwriting and portfolio monitoring. English and Chinese proficiency is expected.

Formación

• Bachelor's degree required; Master's preferred or CFA/FRM considered an asset.
• Minimum 3 years in investment product management or related lending/wealth management roles.
• Strong knowledge of HKMA and SFC regulatory guidelines and risk concepts.
• Excellent analytical, project management, and communication skills; ability to work independently.
• Fluent English and Chinese (Mandarin) written and spoken.

Responsabilidades

• Lead end-to-end lifecycle management of Lombard Lending, margin financing, and structured credit products.
• Develop strategy for product positioning, collateral criteria, and sales tools; train staff across Private Bankers and Relationship Managers.
• Maintain governance, credit policies, and SOPs aligned with HKMA/SFC and internal risk standards.
• Collaborate with Credit Risk and Operations on underwriting, collateral valuation, margin calls, and portfolio monitoring.
• Drive technology initiatives like credit system automation and real-time LTV monitoring to improve onboarding and utilization.
• Monitor market developments and macro trends to optimize risk-adjusted profitability and competitiveness.
• Execute additional strategic tasks or ad-hoc desk projects as directed by Team Head.

Conocimientos

Investment product management

Lombard Lending

Credit structuring

Securities-backed lending

Private Banking

Wealth management

Analytical skills

Project management

Communication skills

Educación

Bachelor's degree

Master's degree or CFA/FRM

Descripción del empleo

Key responsibilities

• Lead the end-to-end lifecycle management of Lombard Lending, margin financing, and structured credit solutions, driving new product development, framework enhancement, and periodic product reviews.

• Formulate strategic product positioning, collateral eligibility criteria, and sales tools; deliver high-quality training programs to empower Private Bankers, Relationship Managers, and Investment Counselors to drive product penetration among HNW/UHNW clients.

• Maintain and upscale robust product governance frameworks, credit policies, and standard operating procedures to ensure absolute alignment with HKMA, SFC, and internal risk standards.

• Serve as the key bridge for cross-departmental communication, partnering closely with Credit Risk and Operations on underwriting framework, complex collateral valuation, margin calls, and portfolio monitoring.

• Champion business-driven technology initiatives, including credit system automation, real-time Loan-to-Value (LTV) monitoring platform enhancement, and workflow re-engineering to deliver a seamless client onboarding and credit utilization experience.

• Monitor competitive landscape, market developments, and macroeconomic trends to optimize risk-adjusted profitability, mitigate potential credit risks, and maintain product competitiveness.

• Execute any other strategic assignments or ad-hoc desk projects as requested by the Team Head.

About you

• University graduate; a Master's degree or professional qualifications (CFA, FRM) is highly preferred.

• Minimum 3 years of progressive experience in investment product management, Lombard Lending, credit structuring, or securities-backed lending (covering diverse assets such as equities, fixed income, funds, structured notes, or universal life insurance) within a Private Banking or Elite Wealth Management environment.

• Strong technical knowledge of HKMA and SFC regulatory guidelines, private banking product governance, and credit risk management concepts.

• Exceptional analytical, project management, and communication skills, with a proven track record of working independently and managing multiple complex initiatives in a fast-paced environment.

• Excellent command of written and spoken English and Chinese, including Mandarin.

## More Job Information

Job Function

• 銀行 · 金融服務 - 一般 · 其他

Location

• 尖沙咀

Location

• 油尖旺區

Employment Term

• 全職

Education

• 學士