Executive Director, Wholesale Credit – RE & TMT

OCBC Group; Hong Kong; On-site; HKD 1,100,000 - 1,500,000; Full time

Benefits offered by this job

Competitive salary

Flexible benefits

Community initiatives

Learning & development

Wellbeing support

Job summary

OCBC Bank (Hong Kong) Limited is seeking a senior credit approver (MD/ED) to evaluate and approve wholesale credit in the Real Estate and/or TMT sectors for Hong Kong and Greater China. The role requires deep credit risk expertise and strategic oversight of large portfolios.

The candidate will lead risk-based decision making, ensure regulatory compliance, and contribute to credit risk strategies across the region. Mobility within Greater China is expected.

Qualifications

• Minimum 15+ years wholesale credit experience.
• 8+ years in credit approval role with delegated authority.
• Proven track record in RE and/or TMT credits.
• Knowledge of HKMA regulations and cross border financing is preferred.

Responsibilities

• Evaluate and approve credit proposals for HK and Greater China wholesale clients in RE and/or TMT sectors.
• Assess debt serviceability, cash flows, collateral quality and project viability for informed decisions.
• Monitor credit risk, perform stress tests, and update loan classifications as needed.
• Ensure compliance with internal policies and regulatory requirements.
• Collaborate with stakeholders to structure credit solutions and manage recoveries when necessary.

Skills

Real estate credit

TMT credit

Financial modelling

Credit risk

Delegated authority

Education

University degree in Finance, Accounting or Risk Management

Job description

OCBC Bank (Hong Kong) Limited is seeking a senior credit approver (MD/ED) to evaluate and approve wholesale credit in the Real Estate and/or TMT sectors for Hong Kong and Greater China. The role requires deep credit risk expertise and strategic oversight of large portfolios.

The candidate will lead risk-based decision making, ensure regulatory compliance, and contribute to credit risk strategies across the region. Mobility within Greater China is expected.