Credit Analyst - APAC

Industrial and Commercial Bank of China (Asia) Limited; Hong Kong; On-site; HKD 900,000 - 1,200,000; Full time

Job summary

Industrial and Commercial Bank of China (Asia) Limited is seeking a seasoned credit risk professional to manage APAC lending coverage. The role focuses on preparing detailed credit assessments, evaluating proposals, and ensuring compliance with internal and external requirements.

You will guide cross-departmental projects and engage with senior management. The ideal candidate holds a Bachelor's degree in Accounting/Finance with 5+ years in credit risk, and demonstrates strong financial analysis,

Qualifications

• Experience in Asia-Pacific credit risk management and knowledge of regional regulatory framework.
• University graduate majoring in Accounting, Finance, or related disciplines.
• Minimum 5 years of credit risk management experience, with syndicated loans, project loans, LBOs, and cross-border lending.
• Professional qualifications (HKICPA, ACCA, CFA, FRM) preferred but not mandatory.
• Strong financial analysis capabilities.
• Strong communication, negotiation, and presentation skills; experience interacting with senior management.
• Fluency in English and Chinese (Putonghua).
• ECF on Credit Risk Management certification preferable.

Responsibilities

• Prepare detailed credit assessments, process credit applications, and provide recommendations on syndicated loans, project loans, LBOs, and cross-border lending, primarily covering the Asia-Pacific market.
• Evaluate and challenge credit limit proposals, and prepare credit opinions for credit approvers based on risk and mitigation summaries.
• Ensure credit requests are duly assessed against all internal and external requirements, including approving applications within delegated authority.
• Participate in cross-departmental projects and provide guidance as a subject matter expert on credit risk issues.

Skills

Credit risk management

Credit assessment

Cross-border lending knowledge

Communication skills

Negotiation skills

Presentation skills

English & Chinese proficiency

Education

Bachelor's degree in Accounting/Finance or related disciplines

Job description

Job Responsibilities

• Prepare detailed credit assessments, process credit applications, and provide recommendations on syndicated loans, project loans, LBOs, and cross-border lending,primarily covering the Asia-Pacific regional market.

• Evaluate and challenge credit limit proposals, and prepare credit opinions/recommendations for credit approvers based on risk and mitigation summaries.

• Ensure credit requests are duly assessed against all internal and external requirements, including approving applications within delegated authority.

• Participate in cross-departmental projects and provide guidance as a subject matter expert on credit risk issues.

Job Requirements

• Proficiency in the Asia-Pacific regional market and regulatory framework is required. Preference will be given to candidates with experience in credit assessment/approval covering the Asia-Pacific region.

• University graduate majoring in Accounting, Finance, or related disciplines.

• Minimum 5 years of credit risk management experience, preferably with exposure to syndicated loans, project loans, LBOs, and cross-border lending.

• Professional qualifications (e.g., HKICPA, ACCA, CFA, FRM) preferred but not mandatory.

• Solid knowledge of fundamental financial analysis.

• Self-motivated, independent, analytical thinker with ability to work under pressure.

• Strong interpersonal, communication, negotiation, and presentation skills; experience interacting with senior management.

• Fluency in written and spoken English and Chinese (including Putonghua).

• Holder of ECF on Credit Risk Management certification is preferable.

## More Job Information

Job Function

• 銀行 · 金融服務 - 風險管理

Employment Term

• 全職

Education

• 學士