Compliance Analyst

HYRED; Hong Kong; On-site; HKD 420,000 - 660,000; Full time

Job summary

HYRED in Hong Kong is recruiting the first Compliance Analyst/officer to establish the licensed MSO operation. You will own regulatory interactions with C&ED and JFIU, building AML/CFT controls while integrating with a regional compliance function based in Singapore.

You will drive licensing submissions, monitor transactions, implement CDD/EDD and ensure the validity of the MSO regime as the business scales across Asia. Strong HK regulatory exposure awaits.

Qualifications

• 3-5 years AML / compliance experience in HK financial services (bank, PSP, MSO or similar).
• Strong working knowledge of AMLO (Cap. 615), the C&ED AML/CFT Guideline for MSOs, and MSO licensing regime.
• Independence to engage C&ED, JFIU and senior management directly - and to challenge the business when it matters.
• Based in HK, eligible to work without sponsorship, and able to satisfy C&ED's fit-and-proper requirements.
• Fluent English and Cantonese; Mandarin a plus for regional work.
• Degree in Law, Finance, Business or related.

Responsibilities

• Act as named CO for HK MSO licence - central liaison with C&ED and law enforcement.
• Drive regulatory submissions: periodic returns, licence renewal, C&ED inspections and interviews.
• Build and continuously sharpen AML/CFT policies, systems and procedures to AMLO / C&ED MSO Guideline standard.
• Clear transaction monitoring alerts, screening hits and sanctions matches; prepare and file STRs to the JFIU.
• Run CDD / EDD on a risk-based approach across onboarding and ongoing monitoring.
• Align local risk appetite and policy with group standards alongside the Singapore Compliance Lead.
• Support product launches and new initiatives with compliance and regulatory assessments.

Skills

Fluent English

Cantonese

Mandarin a plus

Education

Bachelor's degree in Law/Finance/Business

Job description

A regional fintech in the cross-border / B2B payments space is establishing its licensed money service operation in Hong Kong and needs its first on-the-ground Compliance Analyst/officer to own it.

This is a build role, not a maintenance role. You'll be the named Compliance Officer for the company's HK Money Service Operator (MSO) licence under the AMLO (Cap. 615), the primary face to the Customs & Excise Department (C&ED) and the JFIU, and the person who stands up the AML/CFT framework locally, while plugging into a regional compliance function led from Singapore. Real regulatory ownership, direct regulator exposure, and a seat that grows as the group grows across Asia.

What you'll own

• Act as named CO for the HK MSO licence - central liaison with C&ED and law enforcement
• Drive regulatory submissions: periodic returns, licence renewal, C&ED inspections and interviews
• Build and continuously sharpen AML/CFT policies, systems and procedures to AMLO / C&ED MSO Guideline standard
• Clear transaction monitoring alerts, screening hits and sanctions matches; prepare and file STRs to the JFIU
• Run CDD / EDD on a risk-based approach across onboarding and ongoing monitoring
• Align local risk appetite and policy with group standards alongside the Singapore Compliance Lead
• Support product launches and new initiatives with compliance and regulatory assessments

What you bring

• 3-5 years AML / compliance experience in HK financial services (bank, PSP, MSO or similar)
• Strong working knowledge of the AMLO (Cap. 615), the C&ED AML/CFT Guideline for MSOs, and the MSO licensing regime
• The independence to engage C&ED, the JFIU and senior management directly - and to challenge the business when it matters
• Based in HK, eligible to work without sponsorship, and able to satisfy C&ED's fit-and-proper requirements
• Fluent English and Cantonese; Mandarin a plus for regional work
• Degree in Law, Finance, Business or related

Edge (not essential)

• Prior experience as a named CO / MLRO
• CAMS, ICA or CGSS

Why take it

• First-hire ownership of a licence build, not a cog in a large team
• Direct regulator relationships and genuine decision authority
• Regional exposure across the group's Asian markets from day one