Actuarial/ Insurance Product Intern (2026 H2)

Bowtie Life Insurance Company; Hong Kong; On-site; HKD 89,000 - 167,000; Full time

Benefits offered by this job

Return offer opportunity

Flexible working hours

Weekly sharing sessions

Happy-hour gatherings

Job summary

A virtual insurance provider in Hong Kong is offering a 6-month full-time internship for actuarial science students to work on pricing, product development, and financial reporting. Interns will gain hands-on experience and collaborate with various teams, enhancing their analytical skills in a dynamic environment. This internship aims to equip students with practical knowledge equivalent to junior analysts in an actuarial team, set within a fun and flexible startup culture.

Qualifications

• Able to work in a fast-paced startup environment and learn quickly.
• Willing to take on substantial responsibilities in projects.
• Desire to gain hands-on experience in actuarial functions.

Responsibilities

• Assist in pricing insurance products and analyzing variance.
• Support product development and marketing materials preparation.
• Own the production of financial reports and enhance reporting tools.
• Ad hoc: support IFRS 17, Risk-Based Capital, and other projects; learn across functions.

Skills

Strong analytical and problem-solving skills

Attention to detail

Good interpersonal and communication skills

Proficient in Microsoft Office

Knowledge of Python

Energetic personality

Education

Year-3 or Year-4 Undergraduate University student in a quantitative discipline

Year-2 students with a strong academic background

Job description

Role Summary

Bowtie’s mission is to make insurance good again and our vision is to build a category-defining health insurance company. As a young and fast-growing company, grooming and learning from the next generation is always our priority. We are looking for interns to join us throughout the year – as a Bowtie intern, you will be treated and work like the rest of the team (no fetching coffee duties), and gain experience in substantive marketing or growth projects. We also offer return offers for high achievers who share our values!

About the Role

You will be working closely with us to gain some hands‑on experience and deliver projects/campaigns to pave the way for your career in actuarial science. Our internship program is designed to offer penultimate and final year actuarial science students opportunities to immerse themselves in a fast‑paced startup environment and to gain hands‑on experiences in diverse functions of an insurance company, and different aspects of an actuary’s work. If you are looking for an internship opportunity to work in a cross‑disciplinary team while preparing for a career as an actuary, our internship program is for you!

You will be working side‑by‑side with people from different teams and backgrounds, whether it’s with our engineers developing front/back‑end tools, our marketing team on new ideas, or even our designers in coming up with the best user experience for new products. At the core of this, you’d be working with experienced actuaries every day, and some of your tasks will include:

Key Responsibilities

Pricing Stream

• Insurance product (individual/group, health/life/wellness) pricing
• Analysis of experience assumptions and variances against pricing expectation

Product Stream

• Support product development and pricing, including market research, product design, and product and marketing materials preparations.
• Product development support and communication to other functions

Financial reporting stream

• Owning the production of periodic reports, e.g. regular statutory actuarial valuation and management reports, enhancement of reporting tools & processes.
• Financial / Data Analysis on both insurance & non‑insurance projects
• Supporting ad hoc projects, including IFRS 17, Risk‑Based Capital, etc.

Based on your interest, you may also be involved in ad hoc projects! We are committed to offering our interns the platform to get into substantive work (no one is fetching coffee or stapling reports together), by the end of your internship, we expect you to be as knowledgeable as junior analysts in a typical actuarial team, and have seen the bigger picture and be involved in the decision‑making process which most of them would not have experienced!

Internship Duration

Full‑time: 6 months

About You

• Year‑3 or Year‑4 Undergraduate University student in a quantitative discipline, including actuarial science, quantitative finance, computer science, mathematics, decision science, etc.
• Year‑2 students with a strong academic background may be considered
• Strong analytical and problem‑solving skills
• Keen on challenging the status quo, first‑principle thinker
• Attention to detail; responsible, proactive with good interpersonal and communication skills
• Proficient in Microsoft Office
• Knowledge of Python is definitely an advantage
• Non‑traditional actuarial mindset
• Energetic personality and good team player – we move fast and we leave no one behind!

We Offer

• Return offer opportunity
• Fun, cooperative, and flexible startup culture
• Weekly sharing sessions and regular happy‑hour gatherings
• Flexible working hours

About Bowtie

We are the first licensed virtual insurer (虛擬保險公司) in Hong Kong. We believe that insurance is fundamentally good, and we are here to bring the good back through our passionate, innovative, and customer‑centric team. By combining our deep domain expertise and our own proprietary modern technology, we are building one of the most iconic, category‑defining health insurance companies in Asia. We take pride in moving fast all the time and our track record in moving ahead in the game. As we grow, we’re always looking for highly dynamic, hands‑on, and passionate talent to join our team. If you are looking for a rewarding career where you will grow together with strong talents from different backgrounds and build products and services that bring a positive impact on the lives of millions of people in Hong Kong/Asia, apply to our opening today!

Information collected will be treated in strict confidence and used solely for recruitment purposes. The company will retain all applications no longer than 24 months of which will be destroyed thereafter. We are an equal‑opportunity employer. We do not discriminate on the basis of race, sex, disability, or family status in the employment process.