Wholesale Credit Risk Regulatory Strategy Vice President

J.P. Morgan; London; On-site; GBP 90,000 - 150,000; Full time

Job summary

A leading financial institution seeks a Vice President for its Wholesale Credit Risk Regulatory Strategy team. This high-impact role requires expertise in credit risk and regulatory engagement, mentoring junior staff, and providing strategic advice to senior management. Ideal candidates will possess strong analytical skills and a track record in credit analysis and compliance, reflecting the critical nature of regulatory work across EMEA and APAC regions.

Qualifications

• Experience in wholesale credit risk and regulatory management.
• Strong skills in credit and financial statement analysis.
• Ability to manage multiple requests and mentor junior team members.

Responsibilities

• Lead and coordinate regulatory exams and audits for the Commercial & Investment Bank.
• Provide strategic guidance and challenge credit team responses.
• Mentor junior team members and manage audit infrastructure.

Skills

Credit analysis

Financial statement analysis

Analytical skills

Written presentation skills

Verbal presentation skills

Organizational skills

Detail-oriented

Governance skills

Education

Bachelor's Degree or equivalent experience

Tools

Excel

SharePoint

Data visualization tools

Microsoft Word

PowerPoint

Job description

Are you ready to make a significant impact in the world of wholesale credit risk? As a Vice President in our Wholesale Credit Risk Regulatory Strategy team, you will play a pivotal role in leading regulatory engagements and external audits for our Commercial & Investment Bank across UK/EMEA and APAC. This position offers high visibility and the opportunity to collaborate with senior leaders, providing strategic advice and managing regulatory interactions. Join us to leverage your corporate credit skills and represent the firm with excellence.

As a Wholesale Credit Risk Regulatory Strategy Vice President in the WCR team, you will lead credit-related regulatory engagements and external audits for the firm’s Commercial & Investment Bank in UK/EMEA and APAC. You will partner with Asset & Wealth Management and Consumer & Community Banking, using your strong corporate credit skills to strategically advise credit teams and challenge responses. This role offers high visibility within WCR, involving regular interactions with senior leaders.

Job Responsibilities:

• Lead and collaborate across JPMC Wholesale credit risk functions on regulatory exams and external audits for the firm’s Commercial & Investment Bank in UK/EMEA and APAC.
• Provide strategic guidance and independent challenge to credit teams’ responses, including rationale for risk ratings and credit strategy. Advise credit teams on presenting credit rationale or credit process under review.
• Lead calls to prepare credit teams for meetings with Regulators or Audit.
• Ensure consistency of responses and review for appropriate messaging.
• Coordinate responses to Regulator and Audit questions by engaging subject matter experts.
• Identify exam and audit issues and escalate as needed, and manage Exam or Audit infrastructure including SharePoint site, tracker, and logistical tools.
• Provide Lessons Learned and observations after Exams and Audits to enhance future performance.
• Analyze data via Excel or other tools and visually summarize key insights.
• Lead and coordinate responses to Regulator questions and requests.
• Identify ways to improve processes to enhance quality and productivity.
• Mentor and guide junior team members, and partner on various credit risk projects.

Required Qualifications, Capabilities, and Skills:

• Bachelor's Degree or commensurate management-related job experience required.
• Strong credit and financial statement analysis skills.
• Ability to understand and apply wholesale credit concepts.
• Strong written and verbal presentation skills.
• Ability to manage and prioritize multiple requests simultaneously.
• Strong governance and organizational skills.
• Detail-oriented with strong analytical skills.
• Wholesale credit risk experience, along with policy, compliance, regulatory management, or governance work experience.
• Ability to work in partnership with others, influence change, and accomplish goals.
• Willingness to take on responsibilities outside your immediate area of expertise.

Preferred Qualifications, Capabilities, and Skills:

• Knowledge of other types of risk (market risk, counterparty risk, operational risk) a plus.
• Experience with SharePoint and Data visualization tools a plus.
• Project Management experience a plus.
• Proficiency in Microsoft Word, Excel, and PowerPoint required; SharePoint and Data visualization tools a plus.