Wholesale Credit Risk - EMEA Emerging Markets (MENA) Associate

JPMorgan Chase & Co.; Greater London; Presencial; GBP 70 000 - 110 000; Tempo integral

Resumo da oferta

JPMorgan Chase & Co. is seeking an Associate in the EMEA Emerging Markets Credit team.

You will cover corporate and financial institution clients across the MENA region, performing credit analysis on a diverse client base and structuring and documenting a wide range of credit products. You will lead due diligence, financial modelling, and credit memos while coordinating with Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade

Qualificações

• Strong analytical and credit skills/judgment across qualitative and quantitative aspects.
• Demonstrable product knowledge of lending, derivatives and treasury services documents.
• Established team player with project management skills and end-to-end ownership.
• Ability to identify key issues related to clients, industries, and transaction structures.
• Ability to establish credibility with clients and internal stakeholders; strong communication.
• Ability to foster relationships with origination teams and other internal teams.

Responsabilidades

• Serve as credit expert for a portfolio of clients in the region with primary credit exposure.
• Manage clients across corporates, financial institutions, and sovereign-related entities; monitor ratings and performance.
• Lead due diligence, credit analysis, and financial modelling; prepare memos and recommend structure.
• Work across loans, derivatives, trade and treasury products; lead structuring and documentation.
• Make sound credit recommendations and own the credit approval decision.
• Balance commercial and risk controls mindset; monitor market developments for portfolio.
• Build relationships with internal/external stakeholders and mentor junior team members.
• Meet clients and lead due diligence meetings.

Conhecimentos

Analytical skills

Credit judgment

Credit analysis

Project management

Relationship building

Communication skills

Multi-tasking

Coaching & development

Ferramentas

Microsoft Excel

PowerPoint

Word

Outlook

Descrição da oferta de emprego

As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture is about thinking outside the box, challenging the status quo, and striving to be best-in-class—while operating with integrity and discipline in all that we do.

As an Associate in the EMEA Emerging Markets Credit team, you will cover corporate and financial institution clients across the Middle East and North Africa (MENA). You will work closely with business partners across the region including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance. Given the broad sector and client base covered, we focus on performing credit analysis on investment grade and non-investment grade clients across corporates, financial institutions, and sovereign-related entities, as well as structuring and documenting a wide variety of credit products.

Job responsibilities

• Serve as the credit expert for a portfolio of clients in the region, with primary responsibility for credit exposure.


• Manage clients across industries including corporates, financial institutions, and sovereign-related entities, including monitoring credit ratings, sector trends, and client performance.


• Lead due diligence, credit analysis, and financial modelling of counterparties, transactions, and complex financing structures; drive preparation of credit memos and recommend appropriate structure, risk appetite, and grading.


• Work across products including secured and unsecured loans, derivatives, trade and treasury products, and related documentation; lead structuring, negotiation, and execution of loan documentation, derivatives, and other facilities.


• Make sound credit recommendations and own the credit approval decision.


• Balance a commercial and solution-driven mindset with a sound risk and controls attitude.


• Track market and industry developments and their impact on clients, keeping up to date with the political and macroeconomic environment and maintaining in-depth knowledge of portfolio clients.


• Build relationships with key internal and external stakeholders and foster team knowledge.


• Coach and train junior team members on technical and professional skills (leading or as part of a portfolio team).


• Meet clients and lead due diligence meetings

Required qualifications, capabilities, and skills

• Strong analytical and credit skills/judgment, covering both qualitative and quantitative aspects.


• Demonstrable product knowledge of a wide range of lending, derivative and treasury services products and associated documentation.


• Established team player with project management skills and ability to take end-to-end ownership of work/projects.


• Ability to take an active role in identifying key issues and concerns relating to clients, their industries, and transaction structures.


• Ability to establish credibility and trust with clients, internal business partners, product specialists, and credit officers, and to partner with them effectively.


• Ability to foster relationships and confidently interact with origination teams and other internal stakeholders.


• Self-starting, result-driven, able to multi-task, with a risk-reward mindset and adaptability given the dynamic nature and timing of workflow.


• Coaching and development ability towards junior colleagues.


• Strong written and verbal communication skills, along with strong interpersonal skills.


• Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment.


• Experience in roles with relevant skills for this position

Preferred qualifications, capabilities, and skills

• Previous experience reviewing and commenting on loan documentation and core corporate derivative documentation.


• Highly proficient in Microsoft Excel with ability to navigate financial models, as well as Microsoft PowerPoint, Word, and Outlook.