Wealth Management Product Owner

Barclays; Greater London; On-site; GBP 70,000 - 95,000; Full time

Job summary

Barclays Wealth Management is seeking a Product Owner to shape digital wealth capabilities and client journeys. You will translate client needs and data insights into product outcomes and roadmaps, working with Design, Research, Data Science and Technology to create intuitive digital experiences for investing and wealth management in a regulated environment.

Based in London with potential locations across UK, you will drive agile delivery, manage the backlog, define acceptance criteria, and

Qualifications

• Significant experience in product management or ownership.
• Experience delivering client-facing fintech products in regulated environments.
• Strong understanding of agile delivery and cross-functional teams.
• Experience using AI and data science to improve UX and outcomes.

Responsibilities

• Ensure product features align with business goals and strategy.
• Write and refine user stories with clear acceptance criteria.
• Prioritise the backlog based on value, risk, and dependencies.
• Collaborate with stakeholders and delivery teams to achieve outcomes.
• Monitor KPIs and iterate on the product based on feedback.
• Drive readiness, governance and run activities for live products.

Skills

Product ownership

Digital journeys

Agile delivery

Stakeholder mgmt

AI for UX

Job description

Join us as Product Owner to help shape the future of digital wealth management. In this role, you'll define and deliver digital capabilities and client journeys that make investing and wealth management more intuitive, accessible and rewarding for clients. The Product Owner is responsible for defining and delivering key digital capabilities and client journeys across Wealth Management. Working within an empowered feature team, the role translates client needs, business priorities and data-led insight into clear product outcomes and delivery roadmaps. Working closely with Design, Research, Data Science and Technology, using data science and AI, the Product Owner creates intuitive digital experiences that simplify investing and wealth management, improve client outcomes and support business growth.

As part of Barclays Wealth Management’s digital transformation, this role contributes to the expansion of digital capability, the application of AI-enabled experiences and the development of a market-leading Wealth platform. The role is expected to be proactive and curious, identifying opportunities to improve client journeys, challenge assumptions and shape what Wealth Management becomes next.

To be successful as a Product Owner, you should have experience with:

• Significant experience in product management, product ownership or digital journey leadership.
• Experience delivering client-facing tech products, ideally in financial services, wealth, banking, fintech or a similarly regulated environment.
• Strong understanding of agile delivery and feature team ways of working.
• Ability to work effectively across business, technology, design, data and control functions.
• Experience using AI and data science to improve AI and data science to improve UX, CX and make complex financial experiences easier for clients.
• Commercial judgement, strong stakeholder management and ability to influence at senior levels.
• Curiosity about client behavior, digital trends, AI and future wealth propositions.

Some Other Highly Valued Skills May Include

• Knowledge of wealth management, investing products and digital client journeys.
• Experience using data science and AI to improve digital experiences and make complex financial products and services easier for clients to understand and use.
• Interest in user experience and customer experience principles, with a focus on simplifying wealth and investing journeys.
• Curiosity about client behaviour, digital innovation, AI-enabled experiences, emerging technologies and future wealth propositions.
• Commercial awareness and the ability to create clarity in evolving environments, navigate trade-offs and contribute to digital transformation and platform development.

Leadership Expectations

• Sets clear direction and keeps the team focused on outcomes.
• Demonstrates curiosity and commercial awareness, actively seeking opportunities to improve client and business outcomes.
• Balances pace, quality, risk and control.
• Creates clarity in ambiguity and makes pragmatic trade-offs.
• Builds strong cross-functional relationships and drives delivery with accountability.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in London, Knutsford, Northampton or Glasgow.

Purpose of the role

The purpose of a Product Owner is to maximize the value of the product by defining a clear product vision (are they setting the vision or would this align to ), managing authoring, refining and prioritizing the Product Backlog balancing trade-offs across desirability, viability and feasibility – making sure the right thing is being ‘built’, and prioritising work based on business goals. They act as the primary liaison between stakeholders and delivery teams, ensuring the product meets user/customer needs and delivers optimal value. Product Owners are responsible for developing a roadmap and driving execution of their product area/sub-journey, applying continuous improvement principles and techniques.

Accountabilities

• Ensure Product Alignment with Business Goals: Ensure that the product & its features are aligned with broader objectives, driving value and contributing to the organization’s overall strategy. Utilisation of market research, analysis of customer feedback and monitoring of industry trends to identify new products, features or enhancements.
• Communicate Product Vision to Delivery Teams: Clearly articulate the product vision and goals to the delivery teams, ensuring they understand, align and are inspired to deliver the business value and purpose of each feature or user story.
• Create and Refine User Stories: Write clear, concise user stories with detailed acceptance criteria, refining them as needed to ensure the development team has all the necessary information to implement features successfully.
• Agile Events: Participate in key Agile events such as sprint planning, daily stand-ups, sprint reviews, and retrospectives to keep the team aligned and focused on delivering the product backlog.
• Managing the Product Backlog: Responsible for creating, maintaining, and prioritising the product backlog, ensuring the highest value features are delivered first, based on business needs, customer requirements and organisational impacts, balancing risk migration and future proofing against the product strategy.
• Act as the Voice of the Customer: Continuously gather feedback from customers and end-users to understand their pain points and ensure that the product meets their needs and improves their overall experience.
• Acceptance Criteria Definition & Management: Review and accept or reject work completed by the development team during sprints, ensuring that all delivered features meet the agreed-upon acceptance criteria and deliver business value.
• Collaborate with Stakeholders: Work closely with stakeholders (e.g., customers, business leaders, and marketing teams) to gather requirements, define product goals, and ensure that the product vision aligns with business objectives.
• Monitor Product Performance and Iterate: Regularly assess product performance using KPIs and customer feedback, adjusting the product backlog and roadmap to improve functionality and meet evolving customer needs. Manage on-going readiness and 'run' activities of live products including monitoring, governance and approvals.
• Risk and Control: Managing risk, including identification of potential risks, development of strategies to resolve or mitigate and elevate as necessary those risks, and alignment between the product management and control functions.

Vice President Expectations

• To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and elevate breaches of policies/procedures..
• If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements..
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others..
• OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions..
• Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
• Manage and mitigate risks through assessment, in support of the control and governance agenda.
• Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
• Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
• Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.
• Adopt and include the outcomes of extensive research in problem solving processes.
• Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.