Underwriting Manager

JR United Kingdom; Reading; On-site; GBP 45,000 - 65,000; Full time

Job summary

A leading financial institution in the UK is looking for an Underwriting Manager. This role involves leading the underwriting process for complex lending projects, particularly self-build and development finance. Candidates should have significant experience, especially in complex lending, and a CeMAP qualification. Join a progressive organization that values innovation and offers opportunities for professional development and career advancement.

Benefits

Generous annual leave

Ongoing professional development opportunities

Inclusive working environment

Qualifications

• Proven experience in underwriting, specifically with complex lending.
• Strong understanding of self-build mortgages and development finance processes.
• Significant line management experience.

Responsibilities

• Lead and manage the underwriting process for self-build and development finance projects.
• Develop, implement, and refine underwriting policies and procedures.
• Coach and mentor team members.

Skills

Underwriting

Complex Lending

Analytical Skills

Communication

Attention to Detail

Education

CeMAP Qualification

Job description

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Are you an experienced Underwriting Manager with expertise in complex lending? Do you have a solid understanding of self-build mortgages and development finance? If you hold a CeMAP qualification and have line management experience, Saffron Building Society is eager to welcome you to our dedicated team and support our mission to provide outstanding financial solutions to our members!

About Us:

At Saffron Building Society, we are dedicated to delivering tailored financial services with a strong community focus. We pride ourselves on our commitment to innovation and excellence, continually adapting to meet the evolving needs of our members. We are now seeking an Underwriting Manager to lead our operations in complex lending, guiding a talented team towards success.

Key Responsibilities:

• Lead and manage the underwriting process for self-build and development finance projects, with a focus on assessing complex income streams.
• Collaborate effectively with brokers, clients, and stakeholders to create structured solutions that meet both regulatory and client demands.
• Develop, implement, and refine underwriting policies and procedures to ensure efficiency and compliance.
• Coach and mentor team members, fostering a culture of professional growth and high performance.
• Maintain strong relationships with internal and external partners to drive operational success.
• Underwriting high net worth applications with complex income streams and construction methods for BTL, residential owner occupied, self-build and development finance applications.
• Proven track record of managing, driving and increasing productivity and the training & competency performance of a team of Underwriters, with the ability and track record to lead colleagues in making decisions outside of their comfort zone.
• Understand the requirement for providing exemplary customer service and a proven track record of creating and delivering memorable experiences for Mortgage Brokers and or customers.
• Strong attention to detail, excellent housekeeping, a confident decision maker and able to handle challenge in times of uncertainty.

What You Bring:

• Proven experience in underwriting, specifically with complex lending.
• Strong understanding of self-build mortgages and development finance processes.
• CeMAP qualified, demonstrating your knowledge of mortgage advice and regulation.
• Significant line management experience, with a capacity to lead and inspire a team.
• Excellent analytical skills complemented by keen attention to detail and a solutions-oriented mindset.
• Strong communication skills, enabling effective engagement with both clients and colleagues.

Why Join Saffron Building Society?

• Be part of a progressive organisation that values innovation and prioritises the needs of its members.
• Competitive salary alongside an attractive benefits package, including generous annual leave and opportunities for ongoing professional development.
• A collaborative and inclusive working environment where your ideas and contributions are valued.
• Opportunities for career advancement within a respected and stable organisation

If you’re ready to take the next step in your career and make a significant impact in the finance sector, we’d love to hear from you!