Underwriting Governance & Pricing Analyst — Hybrid

AXA UK; Royal Tunbridge Wells; Hybrid; GBP 60,000 - 85,000; Full time

Job summary

AXA Health is seeking a senior professional to lead underwriting governance and controls within AXA Health. Reporting to the Head of Pricing Governance and Controls, you will ensure effective underwriting governance, maintain philosophies, manuals and business rules, and perform QA to ensure compliance.

You will roll out changes, support audits, and conduct risk-based reviews of corporate, SME and individual underwriting decisions, building strong cross-team relationships and driving continuous

Qualifications

• Strong pricing strategies and PMI product knowledge.
• Experience with corporate underwriting and pricing for SME/individual lines is advantageous.
• Solid understanding of regulatory environment and risk governance.
• Ability to manage multiple priorities and deliver results.
• Excellent communication with diverse stakeholders.

Responsibilities

• Maintaining Corporate, SME and Individual underwriting philosophies, manuals and business rules, ensuring they are comprehensive, clear, up to date and in line with AXA Health risk appetite.
• Rolling out changes to philosophies and manuals effectively into the relevant teams.
• Supporting audit of corporate underwriting process on an annual basis to ensure compliance with philosophies, manuals and pricing strategies, drafting report outlining areas for improvement.
• Carrying out regular risk-based sampling reviews of corporate cases to assess individual underwriter competence and consistency of application of rules/approach, identifying gaps in knowledge and aspects of documentation that require updating.
• Coordinating and delivering twice yearly corporate underwriting tests to assess underwriter understanding of philosophy and manual content.
• Supporting review of individual and SME risk underwriting decisions made by the portfolio management team on a risk-based sampling basis to assess the teams understanding of philosophies, manuals and business rules.
• Building strong relationships with other pricing teams and risk and compliance.
• Supporting audits of decisions where underwriting decision making is delegated to other teams outside of pricing.

Skills

Pricing strategies

Underwriting governance

Regulatory knowledge

Stakeholder communication

Multi-priority management

Delivery focus

Analytical reasoning

Self-motivation

Job description

AXA Health is seeking a senior professional to lead underwriting governance and controls within AXA Health. Reporting to the Head of Pricing Governance and Controls, you will ensure effective underwriting governance, maintain philosophies, manuals and business rules, and perform QA to ensure compliance.

You will roll out changes, support audits, and conduct risk-based reviews of corporate, SME and individual underwriting decisions, building strong cross-team relationships and driving continuous