Underwriting Governance Lead

Brightwater Recruitment; England; Vor Ort; GBP 90.000 - 120.000; Vollzeit

Zusammenfassung

Brightwater Recruitment is seeking an experienced Governance Lead to own the underwriting governance framework, ensuring activity remains within risk appetite, regulatory expectations, Lloyd's requirements and internal policy.

Working independently from underwriting teams, you will provide assurance across portfolios, coordinate governance across committees and drive improvements in governance, reporting and data quality to support commercial decisions.

Qualifikationen

• Substantial background in the Lloyd's and London Market insurance sector, with clear expertise in underwriting governance, controls, portfolio governance or underwriting risk.
• Track record of producing governance reporting, supporting regulatory reviews and delivering governance improvements.
• Strong analytical ability, excellent stakeholder management and the confidence to constructively challenge senior stakeholders.
• Comfortable with underwriting platforms, governance reporting tools, Excel and Power BI; familiarity with Lloyd's systems and market reporting platforms is a plus.
• Success in the role is measured by how well the underwriting governance framework is built out, maintained and improved over time — keeping governance robust, proportionate, and aligned to strategic objectives, risk appetite and regulatory obligations.

Aufgaben

• Own the underwriting governance framework end to end, keeping it proportionate, effective, and current with risk appetite and regulatory change; maintain the policies, standards and procedures behind it so controls are applied consistently across all classes of business.
• Hold the underwriting controls framework, ensuring key controls are properly designed, documented, tested and monitored. This includes oversight of underwriting authorities and delegation (with the DA Lead), referral governance, exception handling, peer review and QA (with the Ops Lead), control testing, attestations and self-assessments.
• Provide governance oversight of underwriting portfolios against approved plans, strategy and risk appetite — reviewing rate adequacy, loss ratios, exposure and aggregation, capacity use, referral patterns and quality metrics, and working with underwriting leadership to prompt timely corrective action.
• Oversee product governance across the full product lifecycle, working with Compliance and product owners to ensure fair value, good customer outcomes and Consumer Duty alignment through approval committees, reviews, fair value and target market assessments, and outcome monitoring.
• Keep governance aligned with Lloyd's standards, FCA rules and internal policy — with particular focus on Consumer Duty, conduct risk, operational resilience, financial crime, sanctions and data protection.
• Build and maintain governance MI and reporting, spotting emerging issues and preparing materials for executive, board, risk and underwriting committees and regulators as required.
• Coordinate assurance activity across internal and external audit, Lloyd's reviews, regulatory reviews and underwriting QA, driving findings through to closure and reporting progress to committees and senior management.
• Build strong working relationships across Underwriting, Risk, Compliance, Operations, Claims, Finance, Actuarial and Technology, acting as a trusted adviser who balances commercial goals against regulatory and risk considerations.
• Lead improvement work that strengthens oversight, reporting and governance efficiency, supporting transformation and automation projects that improve data quality and decision-making, and championing a strong governance culture across the function.

Kenntnisse

Underwriting governance

Controls

Portfolio governance

Stakeholder management

Analytical ability

Excel

Power BI

Lloyd's market knowledge

Tools

Power BI

Lloyd's systems

Jobbeschreibung

Brightwater Recruitment is seeking an experienced Governance Lead to own the underwriting governance framework, ensuring activity remains within risk appetite, regulatory expectations, Lloyd's requirements and internal policy.

Working independently from underwriting teams, you will provide assurance across portfolios, coordinate governance across committees and drive improvements in governance, reporting and data quality to support commercial decisions.