Underwriter - Secured Loans

mywork; High Wycombe; Remote; GBP 34,000 - 40,000; Full time

Job summary

A leading company in financial services is seeking an experienced Underwriter for their fully remote Secured Loans team. The successful candidate will assess and underwrite secured loan applications, finding creative solutions and ensuring compliance. This role offers a competitive salary and exceptional benefits, including ongoing professional development and health insurance.

Benefits

Paid holiday

Pension scheme

BUPA health insurance

Qualifications

• 5+ years experience in secured loan underwriting.
• Strong understanding of whole market secured lending products.
• Ability to work independently in a remote environment.

Responsibilities

• Assess and underwrite secured loan applications against lending criteria.
• Conduct thorough risk assessments and make informed lending decisions.
• Collaborate with case managers and brokers to optimize application outcomes.

Skills

Analytical skills

Communication

Decision-making

Attention to detail

Risk assessment

Education

CeMAP or part CeMAP qualified

Job description

Underwriter - Secured Loans

Fully remote - within the UK

Up to £40,000 + Commission

Our client is a household name and an established leader within their niche, employing circa 180 people across the UK. As an innovative disruptor within financial services, our client has built a bespoke cutting-edge platform, which enables their underwriters to work efficiently and at a high volume.

Due to year-on-year growth, our client is actively seeking an experienced ambitious Underwriter / Case Manager to join their successful Secured Loans team.

The purpose of this position is to assess and underwrite secured loan applications, with a particular focus on repackaging cases that do not initially fit standard criteria to find suitable solutions for customers. You will be responsible for the full underwriting journey, ensuring a quick, simple and smooth experience for clients while maintaining robust risk assessment standards.

Key Responsibilities

Assess and underwrite secured loan applications against lending criteria Repackage and restructure cases that don't initially fit to create viable solutions for customers Conduct thorough risk assessments and make informed lending decisions Work collaboratively with case managers and brokers to optimize application outcomes Ensure compliance with regulatory requirements and company policies Meet strict customer deadlines while maintaining quality standards Provide clear rationale for decisions and alternative solutions where appropriate Contribute to process improvements and policy development

Requirements

5+ years experience in secured loan underwriting within a brokerage - Essential Proven ability to creatively repackage cases and find solutions for complex applications Strong understanding of whole of market secured lending products Experience working to strict customer deadlines CeMAP or part CeMAP qualified (not essential but advantageous) Excellent analytical, communication and decision-making skills Strong attention to detail and risk assessment capabilities Ability to work independently in a remote environment

Benefits

As the successful applicant you will be rewarded with a competitive salary up to £40,000 and an excellent commission structure.

Work from home - our client will provide a laptop and necessary equipment/software which will enable you to excel.

The comprehensive benefits package includes:

Paid holiday Pension scheme Access to a flexible benefits portal where you can pick and choose the benefits that work for you BUPA health insurance Ongoing professional development opportunities