Underwriter – Property & Package

QBE Insurance Group; Birmingham; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

Join QBE's Property & Package team as an Underwriter in Birmingham. You'll be responsible for assessing risks and crafting tailored insurance solutions, working closely with brokers and clients. This role offers an environment for decision-making and skills growth, within a supportive and innovative company culture.

Benefits

30 days holiday a year

Flexible working options

Pension plan with employer contributions

Private medical insurance

Family friendly policies with paid leave

Qualifications

• Proven experience in the UK Property & Package underwriting market.
• Solid working knowledge of relevant software tools, including Excel.

Responsibilities

• Assessing and underwriting insurance risks.
• Building strong relationships with customers, brokers, and colleagues.
• Contributing expertise to help shape strategy.

Skills

Analytical Thinking

Commercial Acumen

Insurance Underwriting

Decision Making

Tools

Excel

Job description

Underwriter – Property & Package page is loaded

Underwriter – Property & Package

Apply locations Birmingham, United Kingdom time type Full time posted on Posted 3 Days Ago job requisition id 338504

Primary Details

Time Type: Full timeWorker Type: Employee

Underwriter – Property & Package

Birmingham with hybrid working

Join our experienced Property & Package team in Birmingham as an Underwriter.

In this pivotal role, you’ll be responsible for assessing risk, evaluating insurance applications, and determining appropriate coverage options. You’ll collaborate closely with brokers and clients to understand their needs and craft tailored insurance solutions that deliver real value.

This is an exciting opportunity to bring your underwriting expertise into an environment that empowers you to make decisions, grow your skills, and shape your career path.

Your Role

• Assessing and underwriting insurance risks in line with our business plan and your personal authority.
• Building strong, collaborative relationships with customers, brokers, business partners, and colleagues to maximise your influence and impact.
• Contributing your expertise to help shape strategy, share knowledge, and drive best practices across the team.
• Acting as a positive ambassador for the department and wider business, helping to strengthen our brand presence.
• Ensuring full compliance with legal and regulatory requirements.
• Following underwriting standards and best practices to manage risk and drive operational efficiency.
• Staying informed on market trends and demonstrating awareness of the insurance cycle to make informed, timely decisions.

About You

• Proven experience in the UK Property & Package underwriting market.
• Commercial acumen with the ability to identify key profit drivers and contribute to long-term value creation.
• A solid working knowledge of relevant software tools, including Excel and departmental systems.
• A good understanding of legal and regulatory frameworks within the insurance industry.
• Excellent organisational and prioritisation skills, with the ability to manage multiple tasks effectively.
• Good interpersonal and negotiation skills, with a creative approach to underwriting and programme design.

Why QBE? At My Best

At QBE, we want our people to feel rewarded and inspired to perform at their best, that’s why we have created “At My Best”. It’s our connection, our way of showing we have your back. We understand that one size doesn’t fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It’s in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA.

We’re an international insurer that’s building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.

QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation ( https://qbeeurope.com/careers/flex-qbe/ ).

With more than more than 13,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.

To find out more about why you should work for QBE, visit our careers website.

At My Best - QBE Benefits

You are more than your work – and QBE is more than a workplace, which is why we provide you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. FOR UK ONLY: As well as the benefits below we also offer an extensive choice of other options to suit you!

30 days holiday a year with the option to buy up to 2 additional days.

Flexible working - balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours.

Pension – you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary.

Private medical insurance – we fund fully comprehensive private medical cover for you and all the family.

Family friendly policies – we offer 26 weeks leave at full pay regardless of gender identity, sexual orientation or how you become a parent.

Short term remote work abroad - you can request up to 20 days per year to work remotely from certain locations abroad.

Sustainable investing - we believe sustainable integration is important for long term financial, environmental, and social outcomes. Our pension strategy supports our net-zero goal to achieve year-on-year reductions in carbon footprint, by investing more in green businesses than the broader market, so your savings are looking after the planet's future, as well as your own.
Cycle-to-Work – benefit from regular exercise whilst making your commute greener and cheaper, select and bike and/or accessories up to the value of £5,000.

To find out more visit our Reward Page

QBE Awards

Some of the award’s QBE are proud to have won, been a finalist for, and shortlisted for include;

AXCO Global Insurance Awards 2024 Winner: Network Management of the Year

Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer

UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year

Working Dads Employer Awards 2023 Winner: Parental Policies Award

Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star Employee

You can view all our awards here

Inclusion of Diversity

We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women’s Empowerment Principles and Race at Work charter helps keep us accountable and transparent. For more information on our strategy targets please take a look at our Careers Page

Accessibility

Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware.

ESG & Sustainability

At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce, and partnering for growth through innovative, sustainable, and impactful solutions. For further information regarding QBE’s sustainability targets, including our net-zero pledges and inclusion of diversity targets, and our award-winning impact investment initiative ‘Premiums4Good’, please visit our Sustainability homepage and read our latest Sustainability Report

What next?If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.

We believe this is our moment – what if it was yours too?

APPLY NOW and let’s make it happen!

Skills:

Analytical Thinking, Coaching for success, Commercial Acumen, Communication, Critical Thinking, Decision Making, Influencing, Insurance Underwriting, Intentional collaboration, Managing performance, Navigating ambiguity, Policy Development, Portfolio Management, Risk Management, Sound Judgment

How to Apply:

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

About Us

We are an international insurer and reinsurer offering a diverse portfolio of commercial, personal and specialty products, as well as risk management solutions. Our product portfolio includes property, motor, crop, energy, marine and aviation. We employ a team of around 13,000 people in 27 countries around the world.