Underwriter & Onboarding Manager (Cards)

TN United Kingdom; London; Remote; GBP 50,000 - 70,000; Full time

Job summary

A leading company in the fintech sector is seeking an experienced Underwriter & Onboarding Manager (Cards) to join their dynamic team in London. The role involves driving card processing products, ensuring compliance with regulations, and collaborating with various departments. This position offers 100% remote work flexibility, professional development opportunities, and a supportive work environment.

Benefits

100% Remote work

Employee Learning and Development

Team buildings

Tech support for necessary hardware

7 wellness days

Non-toxic work environment

Qualifications

• 3+ years in the payments industry with a focus on card processing.
• Experience managing a portfolio of 200+ merchants.
• In-depth knowledge of AML/CTF regulations and data protection standards.

Responsibilities

• Conduct detailed due diligence and risk assessments for merchants.
• Ensure onboarding activities comply with card scheme rules.
• Collaborate with Sales, Legal, Risk, and Operations teams.

Skills

Independence in task management

Proactivity in resolving issues

Strong skills in English

Strong skills in Russian

Education

Bachelor’s degree in Legal, Business Management or equivalent

Job description

Social network you want to login/join with:

Underwriter & Onboarding Manager (Cards), London

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Client:

Noda

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

f7b40847bbb0

Job Views:

3

Posted:

21.05.2025

Expiry Date:

05.07.2025

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Job Description:

Hi! We're on the lookout for an experiencedUnderwriter & Onboarding Manager (Cards)to join Noda, a licensed UK Payment Institution and the brains behind an innovative Open Banking payments platform. If you're fueled by fintech excitement and seek a global career journey, keep reading!

What is Noda?

Noda is reshaping online payments, allowing seamless transactions from customers to merchants' bank accounts. With a footprint in the UK, EU, Canada, and Australia(Singapore up next!), we're seeking a talented Underwriter & Onboarding Manager (Cards)to be part of our dynamic team.

Your mission:

As a member of our small yet dynamic Acquiring team, you will play a crucial role in driving our new card processing products forward. You'll act at the intersection of several key responsibilities.

• Conduct detailed due diligence (CDD/EDD) and risk assessments for merchants and partners applying to card programs.
• Evaluate and verify KYC documentation, business models, ownership structures, and regulatory standing.
• Ensure all onboarding activities comply with card scheme rules (Visa, Mastercard) and internal policies.

Compliance and regulatory oversight

• Interpret and apply applicable regulations, including AML/CTF, PSD2, PCI DSS, and GDPR.
• Act as a subject matter expert on card-related compliance issues, offering guidance across departments.
• Stay updated on card scheme changes and regulatory developments, and ensure internal policies reflect them.

Cross-functional collaboration

• Work closely with Sales, Legal, Risk, Operations, and Product teams to enable smooth and compliant merchant activation.
• Act as a compliance point of contact during the commercial assessment of new merchants or business models.
• Support BDMs by providing training and guidance on card compliance criteria and onboarding prerequisites.
• Support the implementation of transaction monitoring rules for card-related activity.
• Assist in chargeback risk prevention efforts, including support with rolling reserve monitoring.
• Assist in flagging, escalating, and resolving suspicious or non-compliant activity.
• Assist in merchant pre-check.

Documentation and audit support

• Maintain accurate and complete records of all onboarding and compliance reviews.
• Prepare documentation and reports for internal audits, regulatory inspections, or scheme reviews.

Process improvement and reporting

• Identify and implement improvements to the onboarding and compliance workflows.
• Help define and track KPIs related to onboarding efficiency, compliance accuracy, and risk mitigation.
• Create reports and dashboards to visualize onboarding trends, risks, and bottlenecks.

Training and enablement

• Develop internal documentation and training materials to support knowledge transfer on card compliance topics.
• Deliver training sessions to new hires or commercial teams on card scheme requirements, onboarding procedures, and risk red flags.

Your skills and experience:

• 3+ years in the payments industry, with a heavy focus on card processing
• Experience managing a portfolio of 200+ merchants over the course of your career
• In-depth knowledge of acquiring business, card scheme rules, AML/CTF regulations, and data protection standards
• Independence in task management
• Proactivity in resolving arising issues
• Strong skills in English and Russian (both written and spoken, min. level B2+)
• Bachelor’s degree in Legal, Business Management or equivalent would be an advantage

What do we offer?

• 100% Remote. Work from anywhere. Let the world be your office - work from one of our headquarters, or remotely. We span borders and continents, and promote the nomad lifestyle - it’s up to you to decide
• Employee Learning and Development. Professional growth. We encourage our employees to constantly develop and grow within his/her field of expertise by covering the training and education fees.
• Team buildings. Doesn’t matter where you work from - we’ll find a way to get the Team together. Take a part in a range of online and offline activities, as dinners, hikes, bike/cart ridings, karaoke nights, boat-trips, etc.
• Tech. We provide or compensate all necessary hardware.
• 7 wellness days. Take the opportunity to get a perfect work/life balance - stop for a while, take a rest, and enjoy life to the fullest.
• Non-toxic environment. We love what we do, we are proud to be #nodapeople and we are working together to achieve Noda goals!

What happens once you apply:

• Your CV will undergo careful review, and we'll quickly update you on the next step in our recruitment journey.
• Get ready for an easy-going introduction call with our recruiter, where you'll delve into the heart of our company, product, and team dynamics, while sharing your own experiences and aspirations.
• Should the vibe match and your expectations align, up next will be an engaging interview with our СBDO(Cards).
• And if everything clicks, anticipate a thrilling job offer landing in your inbox soon!

We do our best to close interview rounds within 3 weeks, although sometimes it might take slightly longer. Send your application our way, we look forward to meeting you!