Underwriter

Maxwell Bond; Manchester; Hybrid; GBP 40,000; Full time

Job summary

A leading financial services client of Maxwell Bond is seeking an experienced Underwriter to join their new Consumer Asset Finance team in Manchester. This is an exciting opportunity to shape the product and make a significant impact from the start. The successful candidate will assess credit applications, maintain collaboration with stakeholders, and ensure compliance with market regulations while working in a dynamic team environment.

Benefits

30 days holiday + bank holidays

Discretionary bonus and share scheme

Free gym membership

Life assurance and income protection

EV and cycle-to-work schemes

Manchester city centre office

Qualifications

• Proven experience in consumer asset finance underwriting.
• Strong judgement related to risk and commerciality.
• Good understanding of financial documents.

Responsibilities

• Underwrite credit proposals within mandate, working to agreed SLAs.
• Assess financial information and make sound lending decisions.
• Contribute to a strong customer journey and overall lending strategy.

Skills

Credit analysis

Commercial judgement

Detail-oriented

Collaboration

Proactivity

Job description

This range is provided by Maxwell Bond. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from Maxwell Bond

Head of Practice @ Maxwell Bond - Information/Cyber Security, IT Infrastructure & Cloud

Manchester (Hybrid – 3/4 days in the office, 1/2 days from home)

Up to £40K per annum

Permanent, Full-time

Maxwell Bond are working with a financial services client who are building out a brand-new Consumer Asset Finance team and looking to bring an experienced Underwriter on board. This is a great opportunity to join at an early stage, get stuck into shaping the product, and make a real impact from day one.

You’ll be assessing credit applications for Hire Purchase agreements across a range of assets. The role comes with a delegated lending mandate, and you’ll be expected to work within agreed SLAs while balancing risk with commercial thinking.

They’re after someone with solid experience in consumer asset finance who’s confident making credit decisions, detail-oriented, and able to work effectively as part of a team. It’s a fast-paced environment, and the team’s working hard to launch something new - so if you’re proactive and enjoy helping to build things from the ground up, this could be a great fit.

Key responsibilities:

• Underwrite credit proposals within mandate, working to agreed SLAs
• Assess financial information and make sound, commercial lending decisions
• Work closely with other underwriters and stakeholders to gather the right information for decisions
• Help shape processes and continuously improve how things are done
• Support efforts to automate and streamline decisioning where possible
• Contribute to a strong customer journey and overall lending strategy
• Keep up to date with changes in the market and relevant regulation

What they’re looking for:

• Proven experience in consumer asset finance underwriting
• Strong judgement when it comes to balancing risk and commerciality
• Good understanding of financial documents and credit analysis
• Clear communication skills and a collaborative mindset
• Comfortable working in a fast-moving environment and building from scratch

Benefits include:

• 30 days holiday + bank holidays
• Discretionary bonus and share scheme
• Free gym membership
• Life assurance and income protection
• EV and cycle-to-work schemes
• Manchester city centre office

If you’re an experienced underwriter looking for something new and hands-on, where you can help shape how things are done from the outset, feel free to drop me a message for a chat. For more information, please contact Dan Rowland on 0161 840 1021 or [e-mail]

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Customer Service, Finance, and Consulting

• Industries

  Staffing and Recruiting, Financial Services, and Loan Brokers

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