Underwriter

DiverseJobsMatter; Chelmsford; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading insurance firm is seeking a Motor Trade Underwriter in Chelmsford. You will manage underwriting for high-value accounts and collaborate with teams to enhance the commercial motor portfolio. The ideal candidate has experience in UK motor trade underwriting and strong negotiation skills. This role offers hybrid working and comprehensive employee benefits, including a pension contribution and private medical insurance.

Benefits

30 days annual leave

Flexible working arrangements

10% employer pension contribution

Fully-funded private medical insurance

26 weeks paid parental leave

Cycle-to-Work scheme

Qualifications

• Demonstrated experience in UK motor trade underwriting.
• Strong technical knowledge, particularly with large-premium accounts (£50k+).
• Established relationships with intermediaries in the Southeast region.

Responsibilities

• Underwrite insurance risks within delegated authority.
• Build and maintain effective relationships with brokers and clients.
• Contribute to development of strategy and knowledge sharing.
• Ensure compliance with legal and regulatory requirements.

Skills

Motor trade underwriting experience

Negotiation skills

Technical knowledge

Relationship building

Commercial mindset

Understanding of profit drivers

Job description

Underwriter – Motor Trade

Location: Chelmsford, United Kingdom (Hybrid)

Employment Type: Full-time, Permanent

Overview

Our client is seeking an experienced Motor Trade Underwriter to support and drive the development of a growing commercial motor portfolio across the Southeast. This role offers the opportunity to work with high-value accounts, apply underwriting expertise, and collaborate closely with specialist teams across underwriting, claims, and operations.

Key Responsibilities

• Underwrite insurance risks within delegated authority in line with the business plan
• Build and maintain effective relationships with brokers, clients, and internal stakeholders
• Contribute to the development of strategy, knowledge sharing, and best practices within the team
• Promote the organisation’s capabilities and services to strengthen market presence
• Ensure compliance with all legal and regulatory requirements
• Maintain underwriting discipline and adherence to internal guidelines
• Remain informed on market trends and apply insights to support competitive underwriting decisions

Candidate Profile

• Demonstrated experience in UK motor trade underwriting
• Strong technical knowledge, particularly with large-premium accounts (£50k+)
• Effective negotiation skills with a commercial mindset
• Established relationships with intermediaries in the Southeast region
• Ability to collaborate with cross-functional teams to deliver client-focused solutions
• Strong understanding of key profit drivers and long-term value creation

Benefits

• 30 days annual leave, with the option to purchase up to 2 additional days
• Flexible working arrangements (including part-time, job share, and compressed hours)
• 10% employer pension contribution
• Fully-funded private medical insurance for employees and dependents
• 26 weeks of fully paid parental leave, inclusive of all family structures
• Remote work from selected countries for up to 20 days annually
• Environmentally focused pension investment strategy
• Cycle-to-Work scheme (up to £5,000)

Application Process

Interested candidates should apply via the provided application link. Shortlisted applicants will be contacted for further discussions.