UK Head of Credit Operations / Underwriting

YouLend; City Of London; On-site; GBP 50,000 - 80,000; Full time

Job summary

A growing FinTech firm in London seeks an experienced leader to manage a team and drive innovative financing solutions. Candidates should have a robust background in fintech, project management, and excellent analytical skills. The position offers a competitive salary, bonus, equity, and a motivating work environment focused on growth and team collaboration.

Benefits

Stock Options

Private Medical insurance

Enhanced Maternity and Paternity Leave

Free Gym in office

Subsidised Lunch

Monthly in office Masseuse

Team Socials

Football/Squash Club

Qualifications

• Track record of managing 15+ people and mentoring.
• 2+ years experience in fintech or consulting.
• Fast-paced project management experience.

Responsibilities

• Manage and mentor team members.
• Drive projects forward and remove blockers.
• Deliver against ambitious targets.

Skills

Team management

Experience in fintech

Project management

Problem solving

Analytical skills

Communication skills

Change management

Tools

SQL

Python

R

Job description

Overview

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.

We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.

The ideal candidate will have the following skillset:

Qualifications

• A strong track record of managing people (ideally +15) and mentoring your direct reports.
• 2+ years’ experience at a high growth fintech, bank, or top strategy consulting firm. Exposure to SME lending in continental Europe is a plus: preferably cash advances.
• Project management experience from fast-paced environment like start-ups or scale-ups, etc.
• Strong problem solving, analytical, and mass data manipulation (through SQL, Python, R, etc.) experience.
• You are hands-on, proactive, and act with urgency — you push projects forward, remove blockers, and get things done.
• Successful track record of delivering against ambitious targets.
• Excellent communication: written and verbal.
• Excellent change management handling.

Why join YouLend?

It’s just getting fun:

• We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
• But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.

Lots of upsides:

• High-growth (>100% growth YoY since 2020), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
• Well-capitalised with supportive private equity backing.
• Part of Banking Circle Group with fully licensed Luxembourg bank which can provide balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment:

• High-quality team who pushes each other to succeed through direct feedback and aligned incentives.
• Strong and transparent team culture, we have each other’s backs.
• Independent work environment where results matter.
• Data driven culture and emphasis on speed (anti-red tape).

Expected start date: As soon as possible.

Salary: A competitive market salary + bonus + equity.

Awards & Benefits

• Award-Winning Workplace:YouLend has been recognised as one of the “Best Places to Work 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.