Treasury & Reporting Analyst

Tabeo Ltd; Greater London; Hybrid; GBP 60,000 - 85,000; Full time

Benefits offered by this job

Remote-first

2,000 GBP annual training budget

Private medical cover (UK)

Electric car scheme

Pension plan

Generous leave & parental leave

Team trips/offsites

Job summary

Tabeo Ltd, a remote-first leader in financial and revenue systems for veterinary and dental practices, seeks a Treasury & Reporting Analyst. You will own lender reporting, covenant monitoring, and cash reconciliation, while improving visibility of cash movements and controls.

The role blends hands-on analysis with process improvement, and supports forecasting and liquidity planning. You will work with large datasets, using Excel/Sheets and ideally SQL/Python to automate reporting and strengthen

Qualifications

• Strong analytical ability.
• Excellent attention to detail and a high level of accuracy.
• Advanced Excel / Google Sheets skills.
• SQL / Python or other data / automation experience.
• Experience working with financial reporting, reconciliations or cash-flow data.
• Comfortable owning recurring processes with important deadlines.
• Able to investigate discrepancies and understand their underlying cause.
• Strong understanding of controls and the importance of accurate financial data.
• Comfortable working with large datasets.
• Treasury experience.

Responsibilities

• Take ownership of recurring reporting to Tabeo's lenders.
• Prepare accurate monthly lender reporting within agreed deadlines.
• Ensure underlying data is complete, accurate and appropriately checked.
• Understand lender reporting requirements and maintain a clear reporting process.
• Investigate discrepancies or unusual movements before reporting is submitted.
• Become a key point of knowledge internally for lender reporting requirements.
• Monitor financial and operational covenants associated with lending facilities.
• Maintain clear visibility over current covenant positions.
• Identify potential issues or areas requiring attention early.
• Ensure calculations and supporting data are accurate and appropriately controlled.
• Escalate risks clearly to Finance leadership.
• Reconcile cash movements relating to lenders.
• Ensure expected cash movements match underlying records.
• Investigate and resolve reconciliation differences.
• Maintain appropriate controls and evidence around reconciliation processes.
• Improve transparency over how cash moves through the business.
• Support day-to-day management and monitoring of cash position.
• Maintain visibility over cash movements across the business.
• Support cash-flow forecasting and liquidity planning.
• Monitor balances and ensure appropriate checks are completed.
• Help develop and improve the controls surrounding treasury activities.
• Work with large and sometimes complex financial datasets.
• Use Excel / Google Sheets extensively to analyse and reconcile data.
• Ideally use SQL, Python or similar tools to improve analysis and automate repetitive processes.
• Identify opportunities to make treasury and reporting processes more efficient, reliable and scalable.
• Reduce reliance on individual knowledge and manual processes where appropriate.

Job description

Our mission is to become the financial and revenue operating system for primary care practices.

We help dental and veterinary clinics manage how money flows into the practice - from patient access, to payments, memberships, financing, insurance, and reporting - in one coherent system.

Rather than treating payments, plans, and finance as separate tools, we combine them into a single operating layer that reflects how practices actually run their business.

There are three structural shifts reshaping primary care right now:

1. Patient access is moving beyond opening hours. Clinics are under pressure to be available when patients want to engage, not just when the front desk is staffed. Voice and chat interfaces are becoming the new front door to care.
2. Revenue is becoming structured, not ad-hoc. Memberships, financing, and insurance are increasingly used to smooth cashflow, improve access, and increase predictability - particularly as NHS capacity declines and private care expands.
3. Practices need better financial insight, not more software. Owners and managers want to understand whether their pricing, plans, and utilisation make economic sense - without becoming analysts or relying on opaque tools.

Today, we support over 6,000 dental practices across the UK. 100 more join our platform every month. Tabeo is the dominant market leader for patient finance and seeks to reinvent memberships next. Beyond payments, we are launching a voice/chat AI solution that complements our existing products.

Tabeo is profitable. We seek to grow revenue by 50-60% per year and exceed £25 million ARR in 2028.

We believe in a remote first approach to work and equip teams with perks and tools so they can thrive. However, we all come together 2x per year for our amazing Team Weeks. We previously met in Dubai, Lisbon, London and Athens. Next is a surprise!

About the role:

We're looking for a Treasury & Reporting Analyst to take ownership of some of the most important financial reporting and treasury processes at Tabeo.

A significant part of the role will focus on our lender relationships, including lender reporting, covenant monitoring and cash reconciliation. Alongside this, you'll support the wider treasury function by improving visibility over cash movements, maintaining key controls and helping us better understand and manage how money flows through the business.

This is a hands-on analytical role. You'll be working with detailed financial and transactional data, recurring reporting requirements and processes where accuracy is critical.

As Tabeo grows, we want this person not only to run these processes reliably, but to improve how they work.

Responsibilities will include:

Lender reporting

• Take ownership of recurring reporting to Tabeo's lenders.
• Prepare accurate monthly lender reporting within agreed deadlines.
• Ensure underlying data is complete, accurate and appropriately checked.
• Understand lender reporting requirements and maintain a clear reporting process.
• Investigate discrepancies or unusual movements before reporting is submitted.
• Become a key point of knowledge internally for lender reporting requirements.

Covenant monitoring

• Monitor financial and operational covenants associated with Tabeo's lending facilities.
• Maintain clear visibility over current covenant positions.
• Identify potential issues or areas requiring attention early.
• Ensure calculations and supporting data are accurate and appropriately controlled.
• Escalate risks clearly to Finance leadership.

Lender cash reconciliation

• Reconcile cash movements relating to Tabeo's lenders.
• Ensure expected cash movements match underlying financial and transactional records.
• Investigate and resolve reconciliation differences.
• Maintain appropriate controls and evidence around reconciliation processes.
• Improve transparency over how cash moves through the business.

Treasury & cash management

• Support the day-to-day management and monitoring of Tabeo's cash position.
• Maintain visibility over cash movements across the business.
• Support cash-flow forecasting and liquidity planning.
• Monitor balances and ensure appropriate checks are completed.
• Help develop and improve the controls surrounding treasury activities.

Reporting, analysis & process improvement

• Work with large and sometimes complex financial datasets.
• Use Excel / Google Sheets extensively to analyse and reconcile data.
• Ideally use SQL, Python or similar tools to improve analysis and automate repetitive processes.
• Identify opportunities to make treasury and reporting processes more efficient, reliable and scalable.
• Reduce reliance on individual knowledge and manual processes where appropriate.

Requirements

• Strong analytical ability.
• Excellent attention to detail and a high level of accuracy.
• Advanced Excel / Google Sheets skills.
• SQL / Python or other data / automation experience.
• Experience working with financial reporting, reconciliations or cash-flow data.
• Comfortable owning recurring processes with important deadlines.
• Able to investigate discrepancies and understand their underlying cause.
• Strong understanding of controls and the importance of accurate financial data.
• Comfortable working with large datasets.
• Treasury experience.

Desirable:

• Lender or debt reporting experience.
• Covenant monitoring experience.
• Regulatory reporting experience.
• Experience in banking, fintech or financial services.
• Cash-flow forecasting experience.

Benefits

Competitive salary

Remote-first working

£2,000 annual training and development budget

Fully equipped home-office setup

AXA Business Health private medical cover (UK), including dental, optical, life assurance, wellbeing support and gym discounts

Electric car scheme

24 days' annual leave plus birthday off

Enhanced parental leave

Fertility treatment leave (up to 5 days per year)

Contributing pension scheme (UK)

Company trips, offsites, and team get-togethers we actually look forward to!

This role will ideally be London-based.

While Tabeo operates remotely, there will be value in spending time with the Finance team in person, particularly during onboarding while learning the lender reporting and treasury processes.

We would expect someone in this role to be comfortable attending the London office regularly, potentially around once a week during their initial months.